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1601 Gardiner Lane

1601 Gardiner Lane, Louisville, KY 40205
Sold Dec 14, 2020
$275,000
$220,000 by Lakeview Loan Servicing Llc
Mortgage Due Jan 01, 2051
Sold Aug 04, 2006
$165,000
$156,750 by L&n Fcu
Mortgage Due Sep 01, 2036
Local assessors in Louisville, KY have categorized 1601 Gardiner Lane as a residential type of property. The home was built in 1994 and is 30 years old. The property's lot size has been calculated to be 8,276 square feet. The linear feet between the front and back of the lot was measured at 10 ft and the front of the lot was measured at 62,830 ft. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1601 Gardiner Lane has a total of 2,334 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,477 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 440 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a gable style roof that was made of composition shingle. Lots of brick were used in the construction of the exterior walls of the home. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1601 Gardiner Lane sold most recently in Dec 9, 2020 for a total of $275,000. If you work out the math, that's approximately a cost of $117.82 per sqft. Before that, the property was also sold for $165,000 in Aug 3, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,691 in taxes each year. 1601 Gardiner Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $275,000. If we break it down further, the land itself was valued at $44,240. Improvements to the property, however, were assessed at a total of $230,760. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Aluminum Siding
Brick Exterior / Wood Exterior
Wood Exterior

Driveway

Driveway

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C+
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Type: Full basement
  • Basement Area: 1,477
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 8,276
  • Lot Size Depth Feet: 10
  • Lot Size Frontage Feet: 62,830
  • Total Building Area: 2,334
  • Building Area: 2,334
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,334
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.19
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: .19 AC, LOT 1B MINOR PLAT DB. 6283 X 1

Ownership

  • Current Owner : CASTRO VERONICA
  • Previous Owner : SALLEE GAYLE C
  • Owner Before Previous Owner: KOCH MATTHEW W
  • Owner Before Previous Owner 2: KRAEMER SCOTT
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 009600

Zoning

  • Zoning: R5-RESIDEN

Geography

  • Account Number: 00142583
  • District: 100023
  • Parcel: 13080J02850000
  • Lot: 1B
  • Municipality: LOUISVILLE
  • Latitude: 38.2032
  • Longitude: -85.6904

    Address

  • Full Address: 1601 Gardiner Ln
  • Address - House Number: 1601
  • Address - Street Name: Gardiner
  • Address - Suffix Type: Ln
  • State: KY
  • City Name: Louisville
  • Carrier Code: C045
  • 4-Digit Zip Code: 2735
  • Zip Code: 40205

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,691
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2132
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 70
  • Final Value: 383,867
  • High Value: 465,708
  • Low Value: 302,026

    Open Liens

  • First Open Lien Mortgage Lender: LAKEVIEW LOAN SERVICING LLC
  • First Open Lien Mortgage Recording Date: Dec 14, 2020
  • First Open Lien Mortgage Loan Amount: $220,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051
  • Second Open Lien Mortgage Lender: L&N FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Aug 23, 2022
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $82,600
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Aug 23, 2052

    Market Valuation

  • Market Total Value: $275,000
  • Market Land Value: $44,240
  • Market Improvement Value: $230,760

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $275,000
  • Assessed Land Value: $44,240
  • Assessed Improvements Value: $230,760

    Sales

  • Current Sale Contract Date: Dec 09, 2020
  • Current Sale Recording Date: Dec 14, 2020
  • Current Sale Transaction ID: 11833298749
  • Current Sale Price: $275,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2020267375
  • Previous Sale Recording Date: Aug 04, 2006
  • Previous Sale Contract Date: Aug 03, 2006
  • Previous Sale Amount: $165,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LAKEVIEW LOAN SERVICING LLC
  • First Mortgage Transaction Date: Dec 14, 2020
  • First Mortgage Loan Amount: $220,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: L&N FCU
  • Previous Mortgage Transaction Date: Aug 04, 2006
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $156,750
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Sep 01, 2036

About South Side



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Nearby Rentals

Unit for rent at

$1,750 /mo

  • 3 Beds
  • 2 Baths
  • 1,611 ft²
Listing by Manager
Unit for rent at

$1,695 /mo

  • 3 Beds
  • 2 Baths
  • 1,740 ft²
Listing by Manager

Frequently Asked Questions

What neighborhood is 1601 Gardiner Lane located in?
The 1601 Gardiner Lane is a house located in the neighborhood of Hayfield Dundee in South Side, Louisville.
What is the average sales price for listings in 1601 Gardiner Lane?
The average sales price for units in 1601 Gardiner Lane is $0 currently.

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