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16 Charterpoint Road

16 Charterpoint Road, Watervliet, NY 12189
House in Colonie
Sold Nov 01, 2007
$420,000
$300,000 by Capital Communications Fcu
Mortgage Due Feb 01, 2050
16 Charterpoint Road has been categorized by the local assessors in Watervliet, NY as a residential type of property. The building on the property was first built in 2007 and is 17 years old. The home has a total of 4 bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 16 Charterpoint Road has 2,998 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 20,473 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a colonial style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 484 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a covered porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in Oct 26, 2007 for $420,000. That's $140.09 per sqft. 16 Charterpoint Road was last assessed in 2023. The total value of the property was assessed at $250,000. Specifically, the land the property is located on was valued at $78,800. While improvements on the property were assessed at a total of $171,200. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $9,992. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 484
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 20,473
  • Total Building Area: 2,998
  • Building Area: 2,998
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,998
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.47
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : XU YONG
  • Previous Owner : RIDGEFIELD COMMONS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: North Colonie Central School District
  • School Tax School District: NORTH COLONIE
  • Census Tract: 013509

Zoning

  • Zoning: 04 - FARM

Geography

  • Account Number: 02000300020640000000
  • District: 012689
  • Section: 20.03
  • Parcel: 012689 20.3-2-64
  • Block: 2
  • Lot: 64.000
  • Municipality: COLONIE (TOV)
  • Latitude: 42.7448
  • Longitude: -73.7181

    Address

  • Full Address: 16 Charterpoint Rd
  • Address - House Number: 16
  • Address - Street Name: Charterpoint
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Watervliet
  • Carrier Code: C007
  • 4-Digit Zip Code: 1692
  • Zip Code: 12189

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,992
  • Tax Rate Code Area: 012605

    Appraisal Valuation

  • Standard Deviation: 0.2354
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 67
  • Final Value: 586,173
  • High Value: 724,179
  • Low Value: 448,167

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $300,000
  • First Open Lien Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • First Open Lien Mortgage Recording Date: Jan 24, 2020
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $300,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2050

    Market Valuation

  • Market Total Value: $490,200
  • Market Land Value: $154,511
  • Market Improvement Value: $335,689

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $250,000
  • Assessed Land Value: $78,800
  • Assessed Improvements Value: $171,200

    Sales

  • Current Sale Contract Date: Oct 26, 2007
  • Current Sale Recording Date: Nov 01, 2007
  • Current Sale Transaction ID: 1133111643
  • Current Sale Price: $420,000
  • Current Sale Document Type: Warranty Deed

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Frequently Asked Questions

What neighborhood is 16 Charterpoint Road located in?
The 16 Charterpoint Road is a house located in the neighborhood of Colonie in Albany, Watervliet.
What is the average sales price for listings in 16 Charterpoint Road?
The average sales price for units in 16 Charterpoint Road is $0 currently.

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