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1597 Old Valley Road

1597 Old Valley Road, Saint Charles, MN 55972
Property in St. Charles
Sold Jul 30, 2020
$137,000
$130,150 by United Wholesale Mortgage
Mortgage Due Aug 01, 2050
Sold Feb 02, 2017
$56,000
$75,000 by Navy Fcu
Mortgage Due Jan 01, 2047
1597 Old Valley Road in Saint Charles, MN was first built in 1983 and is 41 years old. Although, the building on the property was most recently renovated and altered in 1987. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a split level style. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 1597 Old Valley Road has 864 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 660 ft and the linear feet between the front and back of the lot is 1,680. In total, the area measurement of the land is 11,088 square feet.

Learn more about the property and building on this page. The home has a hip style roof made of asphalt. For those who need parking, there is a garage. The garage is 528 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with brick control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of unknown. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1597 Old Valley Road sold most recently in Jul 17, 2020 for a total of $137,000. If you work out the math, that's approximately a cost of $158.56 per sqft. Before that, the property was also sold for $56,000 in Nov 20, 2016. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,472 in taxes each year. 1597 Old Valley Road was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $151,100. If we break it down further, the land itself was valued at $35,400. Improvements to the property, however, were assessed at a total of $115,700. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1983
  • Effective Year Built: 1987
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Brick
  • Building Style: Split level
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Cover: Carpet
  • Basement Type: Finished improved basement
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 528
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,088
  • Lot Size Depth Feet: 1,680
  • Lot Size Frontage Feet: 660
  • Total Building Area: 864
  • Gross Building Area: 864
  • Building Area: 864
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 864
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: DOTYS 2ND ADD
  • Land Acres: 0.254
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SECT-19 TWP-106 RANGE-010 DOTY'S 2ND ADD LOT-023 BLOCK-001

Ownership

  • Current Owner : LANG TONY
  • Current Owner 2: LANG CASSANDRA
  • Previous Owner : BLOUNT MICHAEL D
  • Previous Owner 2: BLOUNT JILLIAN M
  • Owner Before Previous Owner: GRABER JESSE
  • Owner Before Previous Owner 2: GRABER DEBRA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Charles Public School District
  • School Tax School District: 858
  • Census Tract: 671000

Geography

  • District: 2901
  • Parcel: 29.030.0230
  • Block: 1
  • Lot: 23
  • Meridian: SEC 19 TWN 106 RNG 010
  • Municipality: SAINT CHARLES CITY
  • Latitude: 43.9641
  • Longitude: -92.0734

    Address

  • Full Address: 1597 Old Valley Rd
  • Address - House Number: 1597
  • Address - Street Name: Old Valley
  • Address - Suffix Type: Rd
  • State: MN
  • City Name: Saint Charles
  • Carrier Code: R007
  • 4-Digit Zip Code: 9504
  • Zip Code: 55972

Valuation

    Tax

  • Total Area: 996
  • Tax Year: 2022
  • Tax Amount: $1,472

    Appraisal Valuation

  • Standard Deviation: 0.2143
  • Valuation Date: Jul 20, 2022
  • Confidence Score: 70
  • Final Value: 158,806
  • High Value: 192,852
  • Low Value: 124,759

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $130,150
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Jul 30, 2020
  • First Open Lien Mortgage Loan Amount: $130,150
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $151,100
  • Market Land Value: $35,400
  • Market Improvement Value: $115,700

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $151,100
  • Assessed Land Value: $35,400
  • Assessed Improvements Value: $115,700

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 17, 2020
  • Current Sale Recording Date: Jul 30, 2020
  • Current Sale Transaction ID: 11776680326
  • Current Sale Price: $137,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 626232
  • Previous Sale Recording Date: Feb 02, 2017
  • Previous Sale Contract Date: Nov 20, 2016
  • Previous Sale Amount: $56,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Jul 30, 2020
  • First Mortgage Loan Amount: $130,150
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: NAVY FCU
  • Previous Mortgage Transaction Date: Feb 02, 2017
  • Previous Mortgage Loan Amount: $75,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2047

About St. Charles



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$905 /mo

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444 Church Ave #444 Church Ave, Saint Charles, MN, 55972 Listing by Manager

Frequently Asked Questions

What neighborhood is 1597 Old Valley Road located in?
The 1597 Old Valley Road is a located in the neighborhood of St. Charles in St. Charles, Saint Charles.
What is the average sales price for listings in 1597 Old Valley Road?
The average sales price for units in 1597 Old Valley Road is $0 currently.

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