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157 Vista Terrace

157 Vista Terrace, New Haven, CT 06515
Property in Westville
Sold Jun 04, 2012
$195,000
$191,391 by First Niagara Bank Na
Mortgage Due Jun 04, 2042
Local assessors in New Haven, CT have categorized 157 Vista Terrace as a residential type of property. The home was built in 1938 and is 86 years old. The property's lot size has been calculated to be 5,663 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 157 Vista Terrace has a total of 1,804 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 157 Vista Terrace sold most recently in Jan 1, 1970 for a total of $195,000. If you work out the math, that's approximately a cost of $108.09 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $7,653 in taxes each year. 157 Vista Terrace was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $205,730. If we break it down further, the land itself was valued at $49,840. Improvements to the property, however, were assessed at a total of $155,890. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1938
  • Effective Year Built: 1938
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 902
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,663
  • Total Building Area: 1,804
  • Gross Building Area: 3,632
  • Building Area: 1,804
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,804
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : HIRSCHMAN ALLISON
  • Previous Owner : STEPHSON SHIRLEY K
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: New Haven School District
  • School Tax School District: NEW HAVEN SD
  • Census Tract: 141100

Zoning

  • Zoning: RS2

Geography

  • Account Number: 405 1241 01300
  • Parcel: NHVN M:405 B:1241 L:01300
  • Block: 1241
  • Lot: 1300
  • Municipality: NEW HAVEN
  • Latitude: 41.3269
  • Longitude: -72.969

    Address

  • Full Address: 157 Vista Ter
  • Address - House Number: 157
  • Address - Street Name: Vista
  • Address - Suffix Type: Ter
  • State: CT
  • City Name: New Haven
  • Carrier Code: C008
  • 4-Digit Zip Code: 2403
  • Zip Code: 06515

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,653

    Appraisal Valuation

  • Standard Deviation: 0.2128
  • Valuation Date: Jul 26, 2023
  • Confidence Score: 71
  • Final Value: 377,153
  • High Value: 457,425
  • Low Value: 296,881

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $235,391
  • First Open Lien Mortgage Lender: FIRST NIAGARA BANK NA
  • First Open Lien Mortgage Recording Date: Jun 04, 2012
  • First Open Lien Mortgage Loan Amount: $191,391
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 04, 2042
  • Second Open Lien Mortgage Lender: HEALTHCARE FINANCIAL FEDERAL C
  • Second Open Lien Mortgage Recording Date: May 11, 2023
  • Second Open Lien Mortgage Loan Amount: $44,000
  • Second Open Lien Mortgage Term: 60
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2028

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $205,730
  • Assessed Land Value: $49,840
  • Assessed Improvements Value: $155,890

    Sales

  • Current Sale Recording Date: Jun 04, 2012
  • Current Sale Transaction ID: 1055278781
  • Current Sale Price: $195,000
  • Current Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST NIAGARA BANK NA
  • First Mortgage Transaction Date: Jun 04, 2012
  • First Mortgage Loan Amount: $191,391
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 04, 2042

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Frequently Asked Questions

What neighborhood is 157 Vista Terrace located in?
The 157 Vista Terrace is a located in the neighborhood of Westville in West New Haven, New Haven.
What is the average sales price for listings in 157 Vista Terrace?
The average sales price for units in 157 Vista Terrace is $0 currently.

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