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15617 Via Montecristo

15617 Via Montecristo, San Diego, CA 92127
Sold Oct 08, 2015
$855,000
$758,945 by Guaranteed Rate Affinity Llc
Mortgage Due Dec 01, 2050
Sold Apr 12, 2010
$693,000
$680,349 by Bank Of America Na
Mortgage Due May 01, 2040
15617 Via Montecristo in San Diego, CA was first built in 2010 and is 14 years old. This has been categorized as a residential property type. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 15617 Via Montecristo has 2,843 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 5,599 square feet.

Learn more about the property and building on this page. For those who need parking, there is a garage. There are a total of 2 available parking spaces. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 15617 Via Montecristo sold most recently in Sep 4, 2015 for a total of $855,000. If you work out the math, that's approximately a cost of $300.74 per sqft. Before that, the property was also sold for $693,000 in Mar 22, 2010. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $18,458 in taxes each year. 15617 Via Montecristo was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $975,454. If we break it down further, the land itself was valued at $380,101. Improvements to the property, however, were assessed at a total of $595,353. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2010
  • Effective Year Built: 2010
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 5,599
  • Total Building Area: 2,843
  • Building Area: 2,843
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,843
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BLACK MOUNTAIN GLEN
  • Land Acres: 0.129
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 212 TR 015099

Ownership

  • Current Owner : SMITH CHRISTOPHER E
  • Current Owner 2: SMITH SANDRA P ESCALANTE
  • Previous Owner : FERDOWSMAKAN ROBERT
  • Previous Owner 2: SHOAEE NOUSHIN
  • Owner Before Previous Owner: DW LA JOLLA VALLEY LP
  • Is Owner Occupied: Owner-occupied property
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Poway Unified School District
  • School Tax School District: SAN DIEGO CITY
  • Census Tract: 017065

Zoning

  • Zoning: RX-1-2

Geography

  • Assessors Map Reference: 015099
  • Subdivision Tract Number: 015099
  • Parcel: 267-250-24-00
  • Lot: 212
  • Municipality: CITY OF SAN DIEGO
  • Latitude: 33.0195
  • Longitude: -117.146

    Address

  • Full Address: 15617 Via Montecristo
  • Address - House Number: 15617
  • Address - Street Name: Via Montecristo
  • State: CA
  • City Name: San Diego
  • Carrier Code: R057
  • 4-Digit Zip Code: 4146
  • Zip Code: 92127

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $18,458
  • Tax Rate Code Area: 08-050

    Appraisal Valuation

  • Standard Deviation: 0.1613
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 79
  • Final Value: 1,795,418
  • High Value: 2,085,069
  • Low Value: 1,505,768

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $1,336,329
  • First Open Lien Mortgage Lender: GUARANTEED RATE AFFINITY LLC
  • First Open Lien Mortgage Recording Date: Nov 12, 2020
  • First Open Lien Mortgage Loan Amount: $758,945
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050
  • Second Open Lien Mortgage Lender: HOMETAP INVESTMENT PARTNERS II
  • Second Open Lien Mortgage Recording Date: Aug 15, 2022
  • Second Open Lien Mortgage Loan Amount: $577,384
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $975,454
  • Assessed Land Value: $380,101
  • Assessed Improvements Value: $595,353

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 04, 2015
  • Current Sale Recording Date: Oct 08, 2015
  • Current Sale Transaction ID: 1313321186
  • Current Sale Price: $855,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2015-0529298
  • Previous Sale Recording Date: Apr 12, 2010
  • Previous Sale Contract Date: Mar 22, 2010
  • Previous Sale Amount: $693,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: SAN DIEGO FUNDING
  • First Mortgage Transaction Date: Oct 08, 2015
  • First Mortgage Loan Amount: $783,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Nov 01, 2045

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Apr 12, 2010
  • Previous Mortgage Loan Amount: $680,349
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2040

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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 15617 Via Montecristo located in?
The 15617 Via Montecristo is a located in the neighborhood of Black Mountain Ranch North Village in Black Mountain Ranch, San Diego.
What is the average sales price for listings in 15617 Via Montecristo?
The average sales price for units in 15617 Via Montecristo is $0 currently.

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