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1512 Westover Street

1512 Westover Street, Lowell, NC 28098
Property in Gaston
Sold Sep 30, 2014
$98,000
$99,897 by Movement Mortgage
Mortgage Due Oct 01, 2044
Sold Feb 10, 2004
$90,000
$71,920 by Countrywide Home Loans Inc
Mortgage Due Mar 01, 2019
1512 Westover Street in Lowell, NC was first built in 2003 and is 21 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. It is a single story home. There are a total of 7 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 1512 Westover Street has 1,092 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 7,841 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of composition shingle. The quality of the control joints have been graded by the local assessor with a letter grade of C-. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. The property was last sold in Sep 30, 2014 for $98,000. That's $89.74 per sqft. Prior to that sales transaction, the property was also sold in Feb 9, 2004 for $90,000. 1512 Westover Street was last assessed in 2023. The total value of the property was assessed at $186,680. Specifically, the land the property is located on was valued at $17,000. While improvements on the property were assessed at a total of $169,680. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $1,106. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2003
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C-
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,841
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,092
  • Building Area: 1,092
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,092
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HILLTOP
  • Land Acres: 0.18
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: HILLTOP L 2 05 018 044 00 000

Ownership

  • Current Owner : STEWART SUSAN H
  • Previous Owner : DOAN KHANH
  • Previous Owner 2: LE JOHN K
  • Owner Before Previous Owner: BH&L DEVELOPMENT LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: LOWELL CITY
  • Census Tract: 031303

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MP 67 PG 1
  • Account Number: 1509638
  • District: LOWELL CITY
  • Parcel: 203070
  • Municipality: LOWELL CITY
  • Latitude: 35.2567
  • Longitude: -81.099

    Address

  • Full Address: 1512 Westover St
  • Address - House Number: 1512
  • Address - Street Name: Westover
  • Address - Suffix Type: St
  • State: NC
  • City Name: Lowell
  • Carrier Code: C001
  • 4-Digit Zip Code: 2042
  • Zip Code: 28098

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,106

    Appraisal Valuation

  • Standard Deviation: 0.2572
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 63
  • Final Value: 238,497
  • High Value: 299,855
  • Low Value: 177,139

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $109,897
  • First Open Lien Mortgage Lender: MOVEMENT MORTGAGE
  • First Open Lien Mortgage Recording Date: Sep 30, 2014
  • First Open Lien Mortgage Loan Amount: $99,897
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2044
  • Second Open Lien Mortgage Lender: TRULIANT FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Apr 04, 2023
  • Second Open Lien Mortgage Loan Amount: $10,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Apr 03, 2053

    Market Valuation

  • Market Total Value: $108,660
  • Market Land Value: $12,000
  • Market Improvement Value: $96,660

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $186,680
  • Assessed Land Value: $17,000
  • Assessed Improvements Value: $169,680

    Sales

  • Current Sale Contract Date: Sep 30, 2014
  • Current Sale Recording Date: Sep 30, 2014
  • Current Sale Transaction ID: 1170435652
  • Current Sale Price: $98,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Feb 10, 2004
  • Previous Sale Contract Date: Feb 09, 2004
  • Previous Sale Amount: $90,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MOVEMENT MORTGAGE
  • First Mortgage Transaction Date: Sep 30, 2014
  • First Mortgage Loan Amount: $99,897
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2044

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE HOME LOANS INC
  • Previous Mortgage Transaction Date: Feb 10, 2004
  • Previous Mortgage Loan Amount: $71,920
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Mar 01, 2019

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Frequently Asked Questions

What neighborhood is 1512 Westover Street located in?
The 1512 Westover Street is a located in the neighborhood of Gaston in Lowell, Lowell.
What is the average sales price for listings in 1512 Westover Street?
The average sales price for units in 1512 Westover Street is $0 currently.

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