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1511 Oak Lane

1511 Oak Lane, Bushkill, PA 18324
Sold Dec 01, 2021
$157,000
$141,300 by Fairway Independent Mortgage C
Mortgage Due Dec 01, 2051
Sold Oct 18, 2007
$130,000
$104,000 by Washington Mutual Bank Fa
Mortgage Due Nov 01, 2037
Local assessors in Bushkill, PA have categorized 1511 Oak Lane as a residential type of property. The home was built in 1985 and is 39 years old. The property's lot size has been calculated to be 14,810 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1511 Oak Lane has a total of 1,524 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of wood siding were used in the construction of the exterior walls of the home. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's baseboard heaters is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1511 Oak Lane was last sold in Nov 30, 2021 for $157,000. According to our calculations, that's $103.02 per sqft. Prior to that sales transaction, the property was sold for $130,000 in Oct 12, 2007. Current property owners are expected to pay $421 in taxes per year. The property on 1511 Oak Lane was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $81,740. To break that down further, the land itself was valued at $14,820. While improvements to the property were assessed at a total of $66,920. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Driveway

Driveway

Parking

Off Street Parking
Paved Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1985
  • Effective Year Built: 1985
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 14,810
  • Total Building Area: 1,524
  • Building Area: 1,524
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Baseboard
  • Heated Square Feet: 1,524
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SAW CREEK ESTATES SEC 27
  • Land Acres: 0.34
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 2313 SEC 27

Ownership

  • Current Owner : INSANA KORINA M
  • Current Owner 2: INSANA THOMAS A
  • Previous Owner : SMUSZ ZENON
  • Previous Owner 2: SMUSZ JOLANTA
  • Owner Before Previous Owner: CAFIERO CHRISTIE

Neighborhood

  • School District Name: East Stroudsburg Area School District
  • School Tax School District: 09
  • Census Tract: 950804

Zoning

  • Zoning: R3

Geography

  • Assessors Map Reference: MAP NO: 7345-01
  • Account Number: 09734501076917
  • District: 09
  • Parcel: 09.5A.1.19
  • Block: 07
  • Lot: 2313
  • Municipality: MIDDLE SMITHFIELD
  • Latitude: 41.1177
  • Longitude: -75.0613

    Address

  • Full Address: 1511 Oak Ln
  • Address - House Number: 1511
  • Address - Street Name: Oak
  • Address - Suffix Type: Ln
  • State: PA
  • City Name: Bushkill
  • Zip Code: 18324

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $421

    Appraisal Valuation

  • Standard Deviation: 0.2769
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 60
  • Final Value: 177,566
  • High Value: 226,738
  • Low Value: 128,393

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $141,300
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Dec 01, 2021
  • First Open Lien Mortgage Loan Amount: $141,300
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $81,740
  • Market Land Value: $14,820
  • Market Improvement Value: $66,920

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $81,740
  • Assessed Land Value: $14,820
  • Assessed Improvements Value: $66,920

    Sales

  • Current Sale Contract Date: Nov 30, 2021
  • Current Sale Recording Date: Dec 01, 2021
  • Current Sale Transaction ID: 11870071417
  • Current Sale Price: $157,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 202141636
  • Previous Sale Recording Date: Oct 18, 2007
  • Previous Sale Contract Date: Oct 12, 2007
  • Previous Sale Amount: $130,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Dec 01, 2021
  • First Mortgage Loan Amount: $141,300
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: WASHINGTON MUTUAL BANK FA
  • Previous Mortgage Transaction Date: Oct 18, 2007
  • Previous Mortgage Loan Amount: $104,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Nov 01, 2037

About Saw Creek



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Frequently Asked Questions

What neighborhood is 1511 Oak Lane located in?
The 1511 Oak Lane is a located in the neighborhood of Middle Smithfield in Saw Creek, Bushkill.
What is the average sales price for listings in 1511 Oak Lane?
The average sales price for units in 1511 Oak Lane is $0 currently.

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