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151 McCay Street

151 McCay Street, Blue Ridge, GA 30513
Property in Fannin
Sold May 17, 2021
$139,000
Seller
$141,919 by South State Bank
Mortgage Due Jan 01, 2051
Sold May 18, 2018
$47,500
Local assessors in Blue Ridge, GA have categorized 151 McCay Street as a residential type of property. The home was built in 1945 and is 79 years old. The property's lot size has been calculated to be 55,757 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 151 McCay Street has a total of 1,148 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. The garage on the property is 400 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable or hip style roof that was made of shingle (not wood). Lots of a combination of material were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 151 McCay Street was last sold in May 17, 2021 for $139,000. According to our calculations, that's $121.08 per sqft. Prior to that sales transaction, the property was sold for $47,500 in May 18, 2018. Current property owners are expected to pay $720 in taxes per year. The property on 151 McCay Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $47,727. To break that down further, the land itself was valued at $13,384. While improvements to the property were assessed at a total of $34,343. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1945
  • Effective Year Built: 1945
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Exterior Walls Type: Combination
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Garage Type: Carport
  • Garage Square Area: 400
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 55,757
  • Total Building Area: 1,148
  • Building Area: 1,148
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,148
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MCCAYSVILLE RESIDENTIAL
  • Land Acres: 1.28
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 8-2 LL40 DB1428-8 1.28 ACS

Ownership

  • Current Owner : PATTON KEVIN W
  • Previous Owner : KING JACOB
  • Owner Before Previous Owner: GODFREY RENE L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Fannin County School District
  • School Tax School District: MCCAYSVILLE
  • Census Tract: 050300

Zoning

  • Zoning: RESIDENTIA

Geography

  • Account Number: 20069
  • District: 8
  • Parcel: 0059 A 081
  • Lot: 40
  • Municipality: MCCAYSVILLE
  • Latitude: 34.9732
  • Longitude: -84.3783

    Address

  • Full Address: 151 Mccay St
  • Address - House Number: 151
  • Address - Street Name: Mccay
  • Address - Suffix Type: St
  • State: GA
  • City Name: Mc Caysville
  • Carrier Code: R051
  • Zip Code: 30555

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $720
  • Tax Rate Code Area: 03

    Appraisal Valuation

  • Standard Deviation: 0.1946
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 61
  • Final Value: 149,507
  • High Value: 178,606
  • Low Value: 120,407

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $141,919
  • First Open Lien Mortgage Lender: SOUTH STATE BANK
  • First Open Lien Mortgage Recording Date: May 17, 2021
  • First Open Lien Mortgage Loan Amount: $141,919
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051

    Market Valuation

  • Market Total Value: $119,318
  • Market Land Value: $33,460
  • Market Improvement Value: $85,858

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $47,727
  • Assessed Land Value: $13,384
  • Assessed Improvements Value: $34,343

    Sales

  • Current Sale Contract Date: May 17, 2021
  • Current Sale Recording Date: May 17, 2021
  • Current Sale Transaction ID: 11836288530
  • Current Sale Price: $139,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-001696
  • Previous Sale Recording Date: May 18, 2018
  • Previous Sale Contract Date: May 18, 2018
  • Previous Sale Amount: $47,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SOUTH STATE BANK
  • First Mortgage Transaction Date: May 17, 2021
  • First Mortgage Loan Amount: $141,919
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2051

About Fannin



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Frequently Asked Questions

What neighborhood is 151 McCay Street located in?
The 151 McCay Street is a located in the neighborhood of Fannin in Fannin, Blue Ridge.
What is the average sales price for listings in 151 McCay Street?
The average sales price for units in 151 McCay Street is $0 currently.

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