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1505 Wilson Street

1505 Wilson Street, Bay City, MI 48708
Property in Bay City
Sold Oct 01, 2020
$78,440
$77,018 by Academy Mortgage Corp
Mortgage Due Oct 01, 2050
Sold Dec 05, 2007
$43,938
$35,150 by Independent Mortgage Co
Mortgage Due Dec 01, 2037
Local assessors in Bay City, MI have categorized 1505 Wilson Street as a residential type of property. The home was built in 1937 and is 87 years old. It was most recently renovated and altered in 1968. The property's lot size has been calculated to be 4,792 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 500 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 1 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1505 Wilson Street has a total of 990 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. The building has a gable style roof. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1505 Wilson Street was last sold in Sep 30, 2020 for $78,440. According to our calculations, that's $79.23 per sqft. Prior to that sales transaction, the property was sold for $43,938 in Nov 13, 2007. Current property owners are expected to pay $1,371 in taxes per year. The property on 1505 Wilson Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $37,800. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1937
  • Effective Year Built: 1968
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 792
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,792
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 500
  • Total Building Area: 990
  • Building Area: 990
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 990
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: DAGLISH DIV
  • Land Acres: 0.11
  • Standard Land Use Code: Single family residential
  • Legal Description 1: A PARCEL OF LAND BEING 100 FT E & W BY 50 FT N & S BORDERED W BY WILSON ST & N BY A LI PAR TO 33RD ST & 100 FT S THRFM BEING

Ownership

  • Current Owner : DIVO ADAM JOHN
  • Previous Owner : RICHARD MARK
  • Previous Owner 2: RICHARD ROSANNE
  • Owner Before Previous Owner: HUD
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Bay City School District
  • School Tax School District: 9010
  • Census Tract: 280900

Zoning

  • Zoning: R-2 DUPLEX

Geography

  • District: 160
  • Section: 33
  • Parcel: 160-033-360-003-00
  • Block: 95
  • Lot: 3-4
  • Municipality: BAY CITY
  • Latitude: 43.5684
  • Longitude: -83.8956

    Address

  • Full Address: 1505 Wilson St
  • Address - House Number: 1505
  • Address - Street Name: Wilson
  • Address - Suffix Type: St
  • State: MI
  • City Name: Bay City
  • Carrier Code: C060
  • 4-Digit Zip Code: 8568
  • Zip Code: 48708

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,371
  • Tax Rate Code Area: 160

    Appraisal Valuation

  • Standard Deviation: 0.2295
  • Valuation Date: Dec 06, 2023
  • Confidence Score: 54
  • Final Value: 64,859
  • High Value: 79,748
  • Low Value: 49,969

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $77,018
  • First Open Lien Mortgage Lender: ACADEMY MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Oct 01, 2020
  • First Open Lien Mortgage Loan Amount: $77,018
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050

    Market Valuation

  • Market Total Value: $75,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $37,800

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 30, 2020
  • Current Sale Recording Date: Oct 01, 2020
  • Current Sale Transaction ID: 11809856552
  • Current Sale Price: $78,440
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202013870
  • Previous Sale Recording Date: Dec 05, 2007
  • Previous Sale Contract Date: Nov 13, 2007
  • Previous Sale Amount: $43,938
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ACADEMY MORTGAGE CORP
  • First Mortgage Transaction Date: Oct 01, 2020
  • First Mortgage Loan Amount: $77,018
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: INDEPENDENT MORTGAGE CO
  • Previous Mortgage Transaction Date: Dec 05, 2007
  • Previous Mortgage Loan Amount: $35,150
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Dec 01, 2037

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Frequently Asked Questions

What neighborhood is 1505 Wilson Street located in?
The 1505 Wilson Street is a located in the neighborhood of Bay City in Bay City, Bay City.
What is the average sales price for listings in 1505 Wilson Street?
The average sales price for units in 1505 Wilson Street is $0 currently.

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