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15 Phillips Road

15 Phillips Road, Poquoson, VA 23662
Property in Poquoson
Sold Apr 20, 2020
$312,000
$301,290 by Movement Mortgage Llc
Mortgage
15 Phillips Road in Poquoson, VA was first built in 1976 and is 48 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 15 Phillips Road has 1,410 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 16,996 square feet.

Learn more about the property and building on this page. The roof of the home is made of composition shingle. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The exterior walls of the home are made of brick. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 15 Phillips Road sold most recently in Apr 10, 2020 for a total of $312,000. If you work out the math, that's approximately a cost of $221.28 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,109 in taxes each year. 15 Phillips Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $370,200. If we break it down further, the land itself was valued at $178,700. Improvements to the property, however, were assessed at a total of $191,500. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1976
  • Effective Year Built: 1976
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Parking Type: Garage
  • Garage Type: Attached
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 16,996
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,410
  • Building Area: 1,410
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,410
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: YORK HAVEN ANCHORAGE
  • Land Acres: 0.39
  • Standard Land Use Code: Single family residential
  • Legal Description 1: YORK HAVEN ANCHORAGE LOT 10 SECT 2

Ownership

  • Current Owner : LUNDGREN CRAIG
  • Current Owner 2: LUNDGREN LORI
  • Previous Owner : HACKNEY RUSSELL FREEMAN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Poquoson City Public Schools
  • Census Tract: 340100

Zoning

  • Zoning: S.F. RESID

Geography

  • Account Number: 1009
  • Parcel: 12-10-00-0010
  • Lot: 10
  • Latitude: 37.1474
  • Longitude: -76.3819

    Address

  • Full Address: 15 Phillips Rd
  • Address - House Number: 15
  • Address - Street Name: Phillips
  • Address - Suffix Type: Rd
  • State: VA
  • City Name: Poquoson
  • Carrier Code: C002
  • 4-Digit Zip Code: 1135
  • Zip Code: 23662

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,109

    Appraisal Valuation

  • Standard Deviation: 0.1562
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 80
  • Final Value: 415,844
  • High Value: 480,811
  • Low Value: 350,876

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $451,290
  • First Open Lien Mortgage Lender: MOVEMENT MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Apr 20, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $301,290
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • Second Open Lien Mortgage Lender: LANGLEY FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Jun 06, 2022
  • Second Open Lien Mortgage Loan Amount: $150,000
  • Second Open Lien Mortgage Term: 203
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Jun 06, 2039

    Market Valuation

  • Market Total Value: $370,200
  • Market Land Value: $178,700
  • Market Improvement Value: $191,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $370,200
  • Assessed Land Value: $178,700
  • Assessed Improvements Value: $191,500

    Sales

  • Current Sale Contract Date: Apr 10, 2020
  • Current Sale Recording Date: Apr 20, 2020
  • Current Sale Transaction ID: 11758203887
  • Current Sale Price: $312,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 200006681

    Last Sale Mortgage

  • First Mortgage Lender: MOVEMENT MORTGAGE LLC
  • First Mortgage Transaction Date: Apr 20, 2020
  • First Mortgage Loan Amount: $301,290
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Poquoson



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Frequently Asked Questions

What neighborhood is 15 Phillips Road located in?
The 15 Phillips Road is a located in the neighborhood of Poquoson in Poquoson, Poquoson.
What is the average sales price for listings in 15 Phillips Road?
The average sales price for units in 15 Phillips Road is $0 currently.

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