Check Availability

15 New York Street

15 New York Street, Lowell, MA 01854
Sold Oct 18, 2021
$420,000
$399,000 by Stearns Lending Inc
Mortgage Due Oct 18, 2051
Sold Aug 22, 2006
$327,700
$262,160 by Mortgage Electronic Registrati
Mortgage
15 New York Street in Lowell, MA was first built in 1998 and is 26 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 15 New York Street has 1,630 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 6,059 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. For those who need parking, there is a garage underground or in the basement. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. The property was last sold in Oct 18, 2021 for $420,000. That's $257.67 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $327,700. 15 New York Street was last assessed in 2023. The total value of the property was assessed at $408,200. Specifically, the land the property is located on was valued at $129,900. While improvements on the property were assessed at a total of $278,300. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $5,070. The initial tax year of delinquency was in 2022. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Off Street Parking

Condition

Level Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 456
  • Garage Type: Underground/basement
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,059
  • Total Building Area: 1,630
  • Gross Building Area: 3,005
  • Building Area: 1,630
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,630
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.139
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : NYELOLO SHAUMBA
  • Previous Owner : PHAM SAN T
  • Owner Before Previous Owner: LAUDER JASON
  • Owner Before Previous Owner 2: LAUDER MICHELLE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lowell School District
  • School Tax School District: LOWELL SD
  • Census Tract: 310500

Zoning

  • Zoning: TSF

Geography

  • Account Number: S21300
  • Parcel: LOWE M:112 B:4300 L:15
  • Block: 4300
  • Lot: 15
  • Municipality: LOWELL
  • Latitude: 42.6603
  • Longitude: -71.3245

    Address

  • Full Address: 15 New York St
  • Address - House Number: 15
  • Address - Street Name: New York
  • Address - Suffix Type: St
  • State: MA
  • City Name: Lowell
  • Carrier Code: C020
  • 4-Digit Zip Code: 1727
  • Zip Code: 01854

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,070
  • Intital Tax Deliquent Year: 2022

    Appraisal Valuation

  • Standard Deviation: 0.249
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 64
  • Final Value: 474,871
  • High Value: 593,145
  • Low Value: 356,596

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $399,000
  • First Open Lien Mortgage Lender: STEARNS LENDING INC
  • First Open Lien Mortgage Recording Date: Oct 18, 2021
  • First Open Lien Mortgage Loan Amount: $399,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Oct 18, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $408,200
  • Assessed Land Value: $129,900
  • Assessed Improvements Value: $278,300

    Sales

  • Current Sale Contract Date: Oct 18, 2021
  • Current Sale Recording Date: Oct 18, 2021
  • Current Sale Transaction ID: 11861646362
  • Current Sale Price: $420,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 61064
  • Previous Sale Recording Date: Aug 22, 2006
  • Previous Sale Amount: $327,700
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: STEARNS LENDING INC
  • First Mortgage Transaction Date: Oct 18, 2021
  • First Mortgage Loan Amount: $399,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: MORTGAGE ELECTRONIC REGISTRATI
  • Previous Mortgage Transaction Date: Aug 22, 2006
  • Previous Mortgage Loan Amount: $262,160
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Pawtucketville



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at

$1,250 /mo

  • 4 Beds
  • 2 Baths
  • 1,500 ft²
Listing by Manager

Frequently Asked Questions

What neighborhood is 15 New York Street located in?
The 15 New York Street is a house located in the neighborhood of Pawtucketville in Pawtucketville, Lowell.
What is the average sales price for listings in 15 New York Street?
The average sales price for units in 15 New York Street is $0 currently.

Quantcast