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1494 Whitetop Road

1494 Whitetop Road, Chilhowie, VA 24319
House in Smyth
Refi Aug 03, 2021
Transfer
$58,000 by Truliant Federal Credit Union
Mortgage Due Aug 16, 2033
1494 Whitetop Road has been categorized by the local assessors in Chilhowie, VA as a residential type of property. The building on the property was first built in 1942 and is 82 years old. The home has a total of 7 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1494 Whitetop Road has 942 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 36,155 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. The building has a hip style roof made of composition shingle. In terms of heating, it is utilizing a forced air unit. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a well system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Tax-wise, the current owner is expected to pay close to $323 in taxes each year. 1494 Whitetop Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $43,600. If we break it down further, the land itself was valued at $7,500. Improvements to the property, however, were assessed at a total of $36,100. The property's total market value has been marked the same as the total assessed value which is pretty typical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1942
  • Effective Year Built: 1942
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 942
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 36,155
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,884
  • Building Area: 942
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 942
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: WHITETOP
  • Land Acres: 0.83
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1494 WHITETOP RD 64 A 59

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Smyth County Public Schools
  • Census Tract: 030702

Geography

  • Assessors Map Reference: MB559 PG275
  • Account Number: 95184
  • District: 03
  • Parcel: 64-A-59
  • Municipality: CHILHOWIE
  • Latitude: 36.7763
  • Longitude: -81.6669

    Address

  • Full Address: 1494 Whitetop Rd
  • Address - House Number: 1494
  • Address - Street Name: Whitetop
  • Address - Suffix Type: Rd
  • State: VA
  • City Name: Chilhowie
  • Carrier Code: R003
  • 4-Digit Zip Code: 3735
  • Zip Code: 24319

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $323

    Appraisal Valuation

  • Standard Deviation: 0.1375
  • Valuation Date: Oct 18, 2023
  • Confidence Score: 83
  • Final Value: 56,997
  • High Value: 64,837
  • Low Value: 49,157

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $58,000
  • First Open Lien Mortgage Lender: TRULIANT FEDERAL CREDIT UNION
  • First Open Lien Mortgage Recording Date: Aug 03, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $58,000
  • First Open Lien Mortgage Term: 143
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Aug 16, 2033

    Market Valuation

  • Market Total Value: $43,600
  • Market Land Value: $7,500
  • Market Improvement Value: $36,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $43,600
  • Assessed Land Value: $7,500
  • Assessed Improvements Value: $36,100

About Smyth



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Frequently Asked Questions

What neighborhood is 1494 Whitetop Road located in?
The 1494 Whitetop Road is a house located in the neighborhood of Smyth in Smyth, Chilhowie.
What is the average sales price for listings in 1494 Whitetop Road?
The average sales price for units in 1494 Whitetop Road is $0 currently.

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