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148 Whitney Street

148 Whitney Street, Ludlow, MA 01056
Property in Ludlow
Sold May 13, 2005
$161,000
$161,000 by Luso Fcu
Mortgage Due May 13, 2035
Sold Nov 18, 2004
$110,000
148 Whitney Street in Ludlow, MA was first built in 1900 and is 124 years old. Although, the building on the property was most recently renovated and altered in 1959. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 148 Whitney Street has 1,327 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 5,649 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a hot water heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 148 Whitney Street sold most recently in Jan 1, 1970 for a total of $161,000. If you work out the math, that's approximately a cost of $121.33 per sqft. Before that, the property was also sold for $110,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,424 in taxes each year. 148 Whitney Street was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $189,300. If we break it down further, the land itself was valued at $71,000. Improvements to the property, however, were assessed at a total of $118,300. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Detached Garage
Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1959
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,649
  • Total Building Area: 1,327
  • Gross Building Area: 2,212
  • Building Area: 1,327
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,327
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : FRATINI PAUL J
  • Current Owner 2: FRATINI TRACY A
  • Previous Owner : 576 MAIN STREET LLC
  • Previous Owner 2: SWEENEY KATHLEEN M
  • Owner Before Previous Owner: JARDINE CONSTANCE L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ludlow School District
  • School Tax School District: LUDLOW SD
  • Census Tract: 810403

Zoning

  • Zoning: RES B

Geography

  • Account Number: 8688
  • District: 161
  • Parcel: LUDL M:15A B:18250 P:469
  • Block: 18250
  • Municipality: LUDLOW
  • Latitude: 42.1612
  • Longitude: -72.4787

    Address

  • Full Address: 148 Whitney St
  • Address - House Number: 148
  • Address - Street Name: Whitney
  • Address - Suffix Type: St
  • State: MA
  • City Name: Ludlow
  • Carrier Code: C003
  • 4-Digit Zip Code: 2414
  • Zip Code: 01056

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $3,424

    Appraisal Valuation

  • Standard Deviation: 0.2164
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 70
  • Final Value: 263,829
  • High Value: 320,948
  • Low Value: 206,710

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $262,000
  • First Open Lien Mortgage Lender: LUSO FCU
  • First Open Lien Mortgage Recording Date: May 13, 2005
  • First Open Lien Mortgage Loan Amount: $161,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: May 13, 2035
  • Second Open Lien Mortgage Lender: LUSO FCU
  • Second Open Lien Mortgage Recording Date: Oct 08, 2019
  • Second Open Lien Mortgage Loan Amount: $101,000
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2034

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $189,300
  • Assessed Land Value: $71,000
  • Assessed Improvements Value: $118,300

    Sales

  • Current Sale Recording Date: May 13, 2005
  • Current Sale Transaction ID: 1085270931
  • Current Sale Price: $161,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 133717
  • Previous Sale Recording Date: Nov 18, 2004
  • Previous Sale Amount: $110,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: LUSO FCU
  • First Mortgage Transaction Date: May 13, 2005
  • First Mortgage Loan Amount: $161,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

About Hampden



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Frequently Asked Questions

What neighborhood is 148 Whitney Street located in?
The 148 Whitney Street is a located in the neighborhood of Ludlow in Hampden, Ludlow.
What is the average sales price for listings in 148 Whitney Street?
The average sales price for units in 148 Whitney Street is $0 currently.

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