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145 Ridgeway Avenue

145 Ridgeway Avenue, Fort Thomas, KY 41075
House in Campbell
Sold Dec 22, 2020
$181,900
$398,823 by Primelending
Mortgage Due Jan 01, 2051
Sold Jun 28, 2006
$143,000
$114,400 by Victory Community Bank
Mortgage Due Jul 01, 2036
145 Ridgeway Avenue has been categorized by the local assessors in Fort Thomas, KY as a residential type of property. The building on the property was first built in 1920 and is 104 years old. The building has a total of 2 stories. In addition, 145 Ridgeway Avenue has 1,124 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,700 ft and across the front of the lot is 500 ft. The area measurement of the land has been determined as 8,500 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a patio. Moving on to the building itself. The condition of the building has been evaluated as good. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with other control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a hip style roof made of composition shingle. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 145 Ridgeway Avenue was last sold in Dec 16, 2020 for $181,900. According to our calculations, that's $161.83 per sqft. Prior to that sales transaction, the property was sold for $143,000 in Jun 26, 2006. Current property owners are expected to pay $1,343 in taxes per year. The property on 145 Ridgeway Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $340,000. To break that down further, the land itself was valued at $35,000. While improvements to the property were assessed at a total of $305,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Wood Exterior

Driveway

Driveway

Parking

On-Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Bedroom Count: 0
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Other
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 8,500
  • Lot Size Depth Feet: 1,700
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,124
  • Building Area: 1,124
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,124
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: RIDGEWAY SUB
  • Land Acres: 0.195
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 10 RIDGEWAY 50 X 170

Ownership

  • Current Owner : BALL MORGAN R
  • Current Owner 2: BALL RYAN A
  • Previous Owner : BRENNAN DIANE M
  • Owner Before Previous Owner: HANKINS JOSH T
  • Owner Before Previous Owner 2: PERL ANNE KARINA T
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Fort Thomas Independent School District
  • School Tax School District: FT. THOMAS SCH
  • School Tax District Code 2: FT. THOMAS
  • Census Tract: 052301

Geography

  • District: 26
  • Parcel: 999-99-15-480.00
  • Lot: 10
  • Municipality: FT THOMAS
  • Latitude: 39.0871
  • Longitude: -84.4564

    Address

  • Full Address: 145 Ridgeway Ave
  • Address - House Number: 145
  • Address - Street Name: Ridgeway
  • Address - Suffix Type: Ave
  • State: KY
  • City Name: Fort Thomas
  • Carrier Code: C062
  • 4-Digit Zip Code: 1333
  • Zip Code: 41075

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,343

    Appraisal Valuation

  • Standard Deviation: 0.2741
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 60
  • Final Value: 236,890
  • High Value: 301,823
  • Low Value: 171,957

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $398,823
  • First Open Lien Mortgage Lender: PRIMELENDING
  • First Open Lien Mortgage Recording Date: Dec 22, 2020
  • First Open Lien Mortgage Loan Amount: $398,823
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051

    Market Valuation

  • Market Total Value: $340,000
  • Market Land Value: $35,000
  • Market Improvement Value: $305,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $340,000
  • Assessed Land Value: $35,000
  • Assessed Improvements Value: $305,000

    Sales

  • Current Sale Contract Date: Dec 16, 2020
  • Current Sale Recording Date: Dec 22, 2020
  • Current Sale Transaction ID: 11809658055
  • Current Sale Price: $181,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 5123087
  • Previous Sale Recording Date: Jun 28, 2006
  • Previous Sale Contract Date: Jun 26, 2006
  • Previous Sale Amount: $143,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PRIMELENDING
  • First Mortgage Transaction Date: Dec 22, 2020
  • First Mortgage Loan Amount: $398,823
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: VICTORY COMMUNITY BANK
  • Previous Mortgage Transaction Date: Jun 28, 2006
  • Previous Mortgage Loan Amount: $114,400
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2036

About Fort Thomas



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Frequently Asked Questions

What neighborhood is 145 Ridgeway Avenue located in?
The 145 Ridgeway Avenue is a house located in the neighborhood of Campbell in Fort Thomas, Fort Thomas.
What is the average sales price for listings in 145 Ridgeway Avenue?
The average sales price for units in 145 Ridgeway Avenue is $179,900 currently.

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