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1434 Ridgewood Drive

1434 Ridgewood Drive, San Jose, CA 95118
Sold Jan 21, 2022
$1,460,000
$1,168,000 by Wells Fargo Bank Na
Mortgage Due Feb 01, 2052
Sold Jan 21, 1999
$298,000
$223,500 by Dba Online Capital
Mortgage Due Feb 01, 2029
Local assessors in San Jose, CA have categorized 1434 Ridgewood Drive as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 6,572 square feet. The linear feet between the front and back of the lot was measured at 1,060 ft and the front of the lot was measured at 620 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1434 Ridgewood Drive has a total of 1,079 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 418 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of wood shake/ shingles. Lots of stucco were used in the construction of the exterior walls of the home. The home's a heating system is the primary heating source. The property was last sold in Dec 21, 2021 for $1,460,000. That's $1,353.10 per sqft. Prior to that sales transaction, the property was also sold in Jan 14, 1999 for $298,000. 1434 Ridgewood Drive was last assessed in 2023. The total value of the property was assessed at $1,260,000. Specifically, the land the property is located on was valued at $1,008,000. While improvements on the property were assessed at a total of $252,000. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $7,123. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Stucco
  • Roof Cover Type: Wood shake/ shingles
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 418
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 6,572
  • Lot Size Depth Feet: 1,060
  • Lot Size Frontage Feet: 620
  • Total Building Area: 1,079
  • Gross Building Area: 1,079
  • Building Area: 1,079
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Yes
  • Heated Square Feet: 1,079
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.151
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TRACT 2379 BOOK 110 PAGE 54 PAGE 55 LOT 117

Ownership

  • Current Owner : CHOI JAMES
  • Current Owner 2: FANG GRACE
  • Previous Owner : MAGUIRE WILLIAM C
  • Previous Owner 2: MAGUIRE MICHELLE-A
  • Owner Before Previous Owner: ARIAS LOUIE J
  • Owner Before Previous Owner 2: ARIAS LOURDES
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Community Property

Neighborhood

  • School District Name: Union Elementary School District
  • Census Tract: 502910

Zoning

  • Zoning: R1-8

Geography

  • Assessors Map Reference: 72-A2
  • Subdivision Tract Number: 2379
  • Parcel: 569-10-044
  • Lot: 117
  • Municipality: SAN JOSE
  • Latitude: 37.2467
  • Longitude: -121.891

    Address

  • Full Address: 1434 Ridgewood Dr
  • Address - House Number: 1434
  • Address - Street Name: Ridgewood
  • Address - Suffix Type: Dr
  • State: CA
  • City Name: San Jose
  • Carrier Code: C008
  • 4-Digit Zip Code: 2938
  • Zip Code: 95118

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $7,123
  • Tax Rate Code Area: 17-076

    Appraisal Valuation

  • Standard Deviation: 0.2067
  • Valuation Date: Jul 26, 2023
  • Confidence Score: 72
  • Final Value: 1,465,587
  • High Value: 1,768,629
  • Low Value: 1,162,546

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $1,168,000
  • First Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • First Open Lien Mortgage Recording Date: Jan 21, 2022
  • First Open Lien Mortgage Loan Amount: $1,168,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2052

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,260,000
  • Assessed Land Value: $1,008,000
  • Assessed Improvements Value: $252,000

    Sales

  • Current Sale Contract Date: Dec 21, 2021
  • Current Sale Recording Date: Jan 21, 2022
  • Current Sale Transaction ID: 11877920446
  • Current Sale Price: $1,460,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 25223854
  • Previous Sale Recording Date: Jan 21, 1999
  • Previous Sale Contract Date: Jan 14, 1999
  • Previous Sale Amount: $298,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Jan 21, 2022
  • First Mortgage Loan Amount: $1,168,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: DBA ONLINE CAPITAL
  • Previous Mortgage Transaction Date: Jan 21, 1999
  • Previous Mortgage Loan Amount: $223,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Feb 01, 2029

About Cambrian



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Frequently Asked Questions

What neighborhood is 1434 Ridgewood Drive located in?
The 1434 Ridgewood Drive is a located in the neighborhood of Calderwood-Delwood in Cambrian, San Jose.
What is the average sales price for listings in 1434 Ridgewood Drive?
The average sales price for units in 1434 Ridgewood Drive is $0 currently.

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