Check Availability

1431 Cole Avenue

1431 Cole Avenue, Helena, MT 59601
Property in Lewis and Clark
Sold Jun 25, 2021
$327,900
$335,000 by Opportunity Bank Of Mt
Mortgage Due Jul 01, 2051
Sold Aug 07, 2007
$217,500
$174,000 by Mountain West Bank Na
Mortgage Due Sep 01, 2037
1431 Cole Avenue in Helena, MT was first built in 1972 and is 52 years old. Although, the building on the property was most recently renovated and altered in 1995. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 7 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 1431 Cole Avenue has 1,104 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,104 sqft and has been categorized as a finished improved basement. In total, the area measurement of the land is 13,983 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 624 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1431 Cole Avenue sold most recently in Jun 25, 2021 for a total of $327,900. If you work out the math, that's approximately a cost of $297.01 per sqft. Before that, the property was also sold for $217,500 in Aug 6, 2007. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,495 in taxes each year. 1431 Cole Avenue was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $267,700. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Wood Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1972
  • Effective Year Built: 1995
  • Total Rooms: 7
  • Bedroom Count: 5
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 1,104
  • Garage Type: Detached
  • Garage Square Area: 624
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 13,983
  • Total Building Area: 1,104
  • Building Area: 1,104
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,104
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: FLOWER GARDEN ADDN
  • Land Acres: 0.321
  • Standard Land Use Code: Single family residential
  • Legal Description 1: FLOWER GARDEN ADDN, S20, T10 N, R03 W, BLOCK 33, LOT 7 - 8

Ownership

  • Current Owner : ROY ASHLEIGH V
  • Current Owner 2: ROY BRANDON M
  • Previous Owner : GALLAGHER DANIEL A
  • Previous Owner 2: GALLAGHER JILL E
  • Owner Before Previous Owner: DOUGHTY MICHAEL D
  • Owner Before Previous Owner 2: DOUGHTY KATHY M
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Helena High School District
  • Census Tract: 000400

Zoning

  • Zoning: 1

Geography

  • Account Number: 0000006958
  • Parcel: 05-1888-20-3-32-10-0000
  • Block: 33
  • Lot: 7
  • Meridian: SEC 20 TWN 10N RNG 03W
  • Municipality: HELENA
  • Latitude: 46.6086
  • Longitude: -112.015

    Address

  • Full Address: 1431 Cole Ave
  • Address - House Number: 1431
  • Address - Street Name: Cole
  • Address - Suffix Type: Ave
  • State: MT
  • City Name: Helena
  • Carrier Code: C022
  • 4-Digit Zip Code: 0620
  • Zip Code: 59601

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,495
  • Tax Rate Code Area: 048701

    Appraisal Valuation

  • Standard Deviation: 0.2674
  • Valuation Date: Apr 19, 2023
  • Confidence Score: 61
  • Final Value: 397,704
  • High Value: 504,088
  • Low Value: 291,321

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $335,000
  • First Open Lien Mortgage Lender: OPPORTUNITY BANK OF MT
  • First Open Lien Mortgage Recording Date: Jun 25, 2021
  • First Open Lien Mortgage Loan Amount: $335,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $267,700
  • Market Land Value: $92,800
  • Market Improvement Value: $174,900

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $267,700

    Sales

  • Current Sale Contract Date: Jun 25, 2021
  • Current Sale Recording Date: Jun 25, 2021
  • Current Sale Transaction ID: 11841497479
  • Current Sale Price: $327,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3381055
  • Previous Sale Recording Date: Aug 07, 2007
  • Previous Sale Contract Date: Aug 06, 2007
  • Previous Sale Amount: $217,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: OPPORTUNITY BANK OF MT
  • First Mortgage Transaction Date: Jun 25, 2021
  • First Mortgage Loan Amount: $335,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: MOUNTAIN WEST BANK NA
  • Previous Mortgage Transaction Date: Aug 07, 2007
  • Previous Mortgage Loan Amount: $174,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 01, 2037

About Helena



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 1431 Cole Avenue located in?
The 1431 Cole Avenue is a located in the neighborhood of Lewis and Clark in Helena, Helena.
What is the average sales price for listings in 1431 Cole Avenue?
The average sales price for units in 1431 Cole Avenue is $0 currently.

Quantcast