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1427 South 4th Street

1427 South 4th Street, Saint Charles, IL 60174
Property in St. Charles
Sold Dec 05, 2012
$183,000
$173,850 by Kinecta Fcu
Mortgage Due Jan 01, 2043
Sold Oct 07, 1998
Transfer
Local assessors in Saint Charles, IL have categorized 1427 South 4th Street as a residential type of property. The home was built in 1946 and is 78 years old. It was most recently renovated and altered in 1969. The property's lot size has been calculated to be 7,440 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1427 South 4th Street has a total of 990 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 780 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 308 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of asphalt. Lots of a combination of material were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1427 South 4th Street was last sold in Dec 3, 2012 for $183,000. According to our calculations, that's $184.85 per sqft. Current property owners are expected to pay $5,501 in taxes per year. The property on 1427 South 4th Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $74,134. To break that down further, the land itself was valued at $28,406. While improvements to the property were assessed at a total of $45,728. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1946
  • Effective Year Built: 1969
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Good
  • Construction Type: Frame
  • Exterior Walls Type: Combination
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 780
  • Garage Type: Attached
  • Garage Square Area: 308
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 7,440
  • Total Building Area: 990
  • Gross Building Area: 990
  • Building Area: 990
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 990
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: STC GENEVA HOMES
  • Land Acres: 0.171
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 43

Ownership

  • Current Owner : MADDEN PATRICK
  • Previous Owner : MULDOWNEY MARILYN SUE
  • Previous Owner 2: THE MARILYN SUE MULDOWNEY TRUS
  • Owner Before Previous Owner: HUCK KEVIN J
  • Owner Before Previous Owner 2: HUCK EVELYN J
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852201

Geography

  • Parcel: 09-34-355-020
  • Lot: 43
  • Municipality: SAINT CHARLES
  • Latitude: 41.8988
  • Longitude: -88.3162

    Address

  • Full Address: 1427 S 4th St
  • Address - House Number: 1427
  • Street Direction: S
  • Address - Street Name: 4th
  • Address - Suffix Type: St
  • State: IL
  • City Name: Saint Charles
  • Carrier Code: C018
  • 4-Digit Zip Code: 4022
  • Zip Code: 60174

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,501
  • Tax Rate Code Area: SC005

    Appraisal Valuation

  • Standard Deviation: 0.1548
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 80
  • Final Value: 317,366
  • High Value: 366,496
  • Low Value: 268,235

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $173,850
  • First Open Lien Mortgage Lender: KINECTA FCU
  • First Open Lien Mortgage Recording Date: Dec 05, 2012
  • First Open Lien Mortgage Loan Amount: $173,850
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2043

    Market Valuation

  • Market Total Value: $222,491
  • Market Land Value: $85,252
  • Market Improvement Value: $137,239

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $74,134
  • Assessed Land Value: $28,406
  • Assessed Improvements Value: $45,728

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 03, 2012
  • Current Sale Recording Date: Dec 05, 2012
  • Current Sale Transaction ID: 1178242789
  • Current Sale Price: $183,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2012K085097
  • Previous Sale Recording Date: Oct 07, 1998
  • Previous Sale Contract Date: Oct 01, 1998
  • Previous Sale Document Type: Other

    Last Sale Mortgage

  • First Mortgage Lender: KINECTA FCU
  • First Mortgage Transaction Date: Dec 05, 2012
  • First Mortgage Loan Amount: $173,850
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2043

About St. Charles



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 1427 South 4th Street located in?
The 1427 South 4th Street is a located in the neighborhood of St. Charles in St. Charles, Saint Charles.
What is the average sales price for listings in 1427 South 4th Street?
The average sales price for units in 1427 South 4th Street is $0 currently.

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