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1426 Elgin Street

1426 Elgin Street, Lakeland, FL 33801
House in Lake Bonny
Sold May 31, 2022
$340,000
Buyer
Seller
$325,280 by Mortgage Research Center Llc
Mortgage Due Jun 01, 2052
Sold Mar 16, 2020
$200,000
$190,000 by United Wholesale Mortgage
Mortgage Due Apr 01, 2050
Local assessors in Lakeland, FL have categorized 1426 Elgin Street as a residential type of property. The home was built in 1926 and is 98 years old. The property's lot size has been calculated to be 18,226 square feet. The linear feet between the front and back of the lot was measured at 1,350 ft and the front of the lot was measured at 1,350 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1426 Elgin Street has a total of 1,857 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. The garage on the property is 198 sqft. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of materials that we aren't sure of. Lots of stucco were used in the construction of the exterior walls of the home. While the walls in the interior have been made of plaster. As for flooring, was the material of choice during construction. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1426 Elgin Street was last sold in May 26, 2022 for $340,000. According to our calculations, that's $183.09 per sqft. Prior to that sales transaction, the property was sold for $200,000 in Mar 10, 2020. Current property owners are expected to pay $2,630 in taxes per year. The property on 1426 Elgin Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $185,645. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Stucco Exterior
Wood Exterior

Parking

Carport
Covered Parking

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1926
  • Effective Year Built: 1926
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Unknown
  • Exterior Walls Type: Stucco
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Other
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Garage Type: Carport
  • Garage Square Area: 198
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 18,226
  • Lot Size Depth Feet: 1,350
  • Lot Size Frontage Feet: 1,350
  • Total Building Area: 1,857
  • Gross Building Area: 1,857
  • Building Area: 1,857
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,857
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SHORE ACRES
  • Land Acres: 0.418
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SHORE ACRES PB 7 PG 15 BLK 5 LOTS 17 & 18 & 19 LESS W 15 FT

Ownership

  • Current Owner : KINAS ERIC
  • Previous Owner : STARK
  • Previous Owner 2: MONICA
  • Owner Before Previous Owner: MASON ERIC
  • Owner Before Previous Owner 2: MASON TIFFANY
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Married Man as his sole & separate property

Neighborhood

  • School District Name: Polk County School District
  • Census Tract: 010300

Zoning

  • Zoning: RA3

Geography

  • Assessors Map Reference: Jan 01, 1970
  • Subdivision Tract Number: 193000
  • Parcel: 24-28-17-193000-005171
  • Block: 5
  • Lot: 17-19
  • Meridian: SEC 17 TWN 28S RNG 24E
  • Municipality: LAKELAND/SWFWMD/LKLD MASS
  • Latitude: 28.0454
  • Longitude: -81.935

    Address

  • Full Address: 1426 Elgin St
  • Address - House Number: 1426
  • Address - Street Name: Elgin
  • Address - Suffix Type: St
  • State: FL
  • City Name: Lakeland
  • Carrier Code: C018
  • 4-Digit Zip Code: 2307
  • Zip Code: 33801

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,630
  • Tax Rate Code Area: 91510

    Appraisal Valuation

  • Standard Deviation: 0.2017
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 72
  • Final Value: 352,338
  • High Value: 423,426
  • Low Value: 281,250

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $325,280
  • First Open Lien Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Open Lien Mortgage Recording Date: May 31, 2022
  • First Open Lien Mortgage Loan Amount: $325,280
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2052

    Market Valuation

  • Market Total Value: $251,390
  • Market Land Value: $34,721
  • Market Improvement Value: $216,669

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $185,645

    Sales

  • Current Sale Contract Date: May 26, 2022
  • Current Sale Recording Date: May 31, 2022
  • Current Sale Transaction ID: 11889535335
  • Current Sale Price: $340,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 147136
  • Previous Sale Recording Date: Mar 16, 2020
  • Previous Sale Contract Date: Mar 10, 2020
  • Previous Sale Amount: $200,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Mortgage Transaction Date: May 31, 2022
  • First Mortgage Loan Amount: $325,280
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jun 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • Previous Mortgage Transaction Date: Mar 16, 2020
  • Previous Mortgage Loan Amount: $190,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2050

About Lake Bonny



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Frequently Asked Questions

What neighborhood is 1426 Elgin Street located in?
The 1426 Elgin Street is a house located in the neighborhood of Lake Bonny in Lake Bonny, Lakeland.
What is the average sales price for listings in 1426 Elgin Street?
The average sales price for units in 1426 Elgin Street is $0 currently.

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