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1405 Providence Road

1405 Providence Road, Richmond, KY 40475
House in Madison
Sold Mar 24, 2020
$168,900
$146,077 by Stockton Mortgage Corp
Mortgage Due Apr 01, 2050
Sold Sep 03, 2019
$90,500
1405 Providence Road has been categorized by the local assessors in Richmond, KY as a residential type of property. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1405 Providence Road has 1,316 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement with daylight that is 1,316 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 11,670 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The exterior walls of the building are made of brick veneer. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1405 Providence Road sold most recently in Mar 20, 2020 for a total of $168,900. If you work out the math, that's approximately a cost of $128.34 per sqft. Before that, the property was also sold for $90,500 in Aug 30, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,638 in taxes each year. 1405 Providence Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $168,900. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Exterior Walls Type: Brick veneer
  • Floor Count: 1
  • Basement Type: Partial basement with daylight
  • Basement Area: 1,316
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 11,670
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,316
  • Building Area: 1,316
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,316
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROLLING HILL
  • Land Acres: 0.267
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ROLLING HILLS LOT 43 BLK 2

Ownership

  • Current Owner : KIDD DAVID W
  • Previous Owner : PATEL PRADIPKUMAR
  • Owner Before Previous Owner: WILLIAMS JOYCE H
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Madison County School District
  • Census Tract: 010202

Geography

  • Account Number: 127929
  • District: 02
  • Parcel: R004-0007-0017
  • Block: 2
  • Lot: 43
  • Municipality: RICHMOND ANNEX
  • Latitude: 37.7599
  • Longitude: -84.303

    Address

  • Full Address: 1405 Providence Rd
  • Address - House Number: 1405
  • Address - Street Name: Providence
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Richmond
  • Carrier Code: C009
  • 4-Digit Zip Code: 1155
  • Zip Code: 40475

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,638
  • Tax Rate Code Area: 02

    Appraisal Valuation

  • Standard Deviation: 0.2713
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 61
  • Final Value: 241,433
  • High Value: 306,945
  • Low Value: 175,921

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $146,077
  • First Open Lien Mortgage Lender: STOCKTON MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Mar 24, 2020
  • First Open Lien Mortgage Loan Amount: $146,077
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2050

    Market Valuation

  • Market Total Value: $168,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $168,900

    Sales

  • Current Sale Contract Date: Mar 20, 2020
  • Current Sale Recording Date: Mar 24, 2020
  • Current Sale Transaction ID: 11754757314
  • Current Sale Price: $168,900
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2014009370
  • Previous Sale Recording Date: Sep 03, 2019
  • Previous Sale Contract Date: Aug 30, 2019
  • Previous Sale Amount: $90,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: STOCKTON MORTGAGE CORP
  • First Mortgage Transaction Date: Mar 24, 2020
  • First Mortgage Loan Amount: $146,077
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Apr 01, 2050

About Richmond



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Frequently Asked Questions

What neighborhood is 1405 Providence Road located in?
The 1405 Providence Road is a house located in the neighborhood of Madison in Richmond, Richmond.
What is the average sales price for listings in 1405 Providence Road?
The average sales price for units in 1405 Providence Road is $0 currently.

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