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1401 East 2nd Street Terrace

1401 East 2nd Street Terrace, Cameron, MO 64429
House in Clinton
Sold Oct 06, 2021
$218,120
$164,000 by Umb Bank Na
Mortgage Due Nov 01, 2051
Sold Aug 20, 2019
$172,500
$138,000 by Nbh Bk Na
Mortgage Due Sep 01, 2049
1401 East 2nd Street Terrace has been categorized by the local assessors in Cameron, MO as a residential type of property. The building on the property was first built in 1994 and is 30 years old. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1401 East 2nd Street Terrace has 1,226 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a finished improved basement that is 1,186 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 16,117 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a split level style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of wood. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1401 East 2nd Street Terrace sold most recently in Oct 1, 2021 for a total of $218,120. If you work out the math, that's approximately a cost of $177.91 per sqft. Before that, the property was also sold for $172,500 in Aug 13, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,900 in taxes each year. 1401 East 2nd Street Terrace was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $29,036. If we break it down further, the land itself was valued at $4,598. Improvements to the property, however, were assessed at a total of $24,438. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Split level
  • Exterior Walls Type: Wood
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 103
  • Floor Cover: Carpet
  • Basement Type: Finished improved basement
  • Basement Area: 1,186
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 16,117
  • Total Building Area: 1,226
  • Building Area: 1,226
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 1,226
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: EAST GRAND ESTATES
  • Land Acres: 0.37
  • Standard Land Use Code: Single family residential (assumed)
  • Legal Description 1: LOT 15 EAST GRAND ESTATES

Ownership

  • Current Owner : LJUSHIRU BUKURIME
  • Previous Owner : PIGG DUSTIN W
  • Owner Before Previous Owner: CRESON WILLIAM E
  • Owner Before Previous Owner 2: CRESON VIRGINIA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cameron R-I School District
  • School Tax School District: CAMERON R
  • School Tax District Code 2: CAMERON VTD RD
  • School Tax District Code 3: CAMERON SP RD
  • Census Tract: 960100

Geography

  • Parcel: 01 06.0 24 001 002 018.000
  • Lot: 15
  • Meridian: SEC 24 TWN 57N RNG 30W
  • Municipality: CAMERON CITY
  • Latitude: 39.7404
  • Longitude: -94.223

    Address

  • Full Address: 1401 E 2nd Street Ter
  • Address - House Number: 1401
  • Street Direction: E
  • Address - Street Name: 2nd Street
  • Address - Suffix Type: Ter
  • State: MO
  • City Name: Cameron
  • Carrier Code: R006
  • 4-Digit Zip Code: 1982
  • Zip Code: 64429

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,900
  • Tax Rate Code Area: 200

    Appraisal Valuation

  • Standard Deviation: 0.2712
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 61
  • Final Value: 258,095
  • High Value: 328,107
  • Low Value: 188,082

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $164,000
  • First Open Lien Mortgage Lender: UMB BANK NA
  • First Open Lien Mortgage Recording Date: Oct 06, 2021
  • First Open Lien Mortgage Loan Amount: $164,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $152,823
  • Market Land Value: $24,200
  • Market Improvement Value: $128,623

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $29,036
  • Assessed Land Value: $4,598
  • Assessed Improvements Value: $24,438

    Sales

  • Current Sale Contract Date: Oct 01, 2021
  • Current Sale Recording Date: Oct 06, 2021
  • Current Sale Transaction ID: 11874933849
  • Current Sale Price: $218,120
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3918
  • Previous Sale Recording Date: Aug 20, 2019
  • Previous Sale Contract Date: Aug 13, 2019
  • Previous Sale Amount: $172,500
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: UMB BANK NA
  • First Mortgage Transaction Date: Oct 06, 2021
  • First Mortgage Loan Amount: $164,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: NBH BK NA
  • Previous Mortgage Transaction Date: Aug 20, 2019
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $138,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Building or Construction Loan
  • Previous Mortgage Loan Due Date: Sep 01, 2049

About Cameron



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Frequently Asked Questions

What neighborhood is 1401 East 2nd Street Terrace located in?
The 1401 East 2nd Street Terrace is a house located in the neighborhood of Clinton in Cameron, Cameron.
What is the average sales price for listings in 1401 East 2nd Street Terrace?
The average sales price for units in 1401 East 2nd Street Terrace is $0 currently.

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