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140 Whispering Oaks Drive

140 Whispering Oaks Drive, West Chicago, IL 60185
Property in Winfield
Sold May 12, 2005
$362,500
$290,000 by Americas Wholesale Lender
Mortgage Due May 01, 2035
Sold Aug 06, 1999
$232,500
$185,850 by Market Street Mtg Corp
Mortgage Due Aug 01, 2006
Local assessors in West Chicago, IL have categorized 140 Whispering Oaks Drive as a residential type of property. The home was built in 1999 and is 25 years old. The property's lot size has been calculated to be 9,148 square feet. The linear feet between the front and back of the lot was measured at 1,200 ft and the front of the lot was measured at 760 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a a-frame style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 9 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 140 Whispering Oaks Drive has a total of 2,361 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 441 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with brick control joints. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 140 Whispering Oaks Drive was last sold in Apr 29, 2005 for $362,500. According to our calculations, that's $102.40 per sqft. Prior to that sales transaction, the property was sold for $232,500 in Jul 27, 1999. Current property owners are expected to pay $9,326 in taxes per year. The property on 140 Whispering Oaks Drive was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $104,650. To break that down further, the land itself was valued at $28,880. While improvements to the property were assessed at a total of $75,770. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 1999
  • Building Count: 1
  • Total Rooms: 9
  • Bedroom Count: 4
  • Full Bathrooms: 2
  • Construction Type: Brick
  • Building Style: A-frame
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,179
  • Garage Type: Garage
  • Garage Square Area: 441
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,148
  • Lot Size Depth Feet: 1,200
  • Lot Size Frontage Feet: 760
  • Total Building Area: 3,540
  • Gross Building Area: 3,540
  • Building Area: 2,361
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 2,361
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: WHISPERING OAKS SUB
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WHISPERING OAKS SUB ALL

Ownership

  • Current Owner : RUBIO VENTURA
  • Current Owner 2: RUBIO AMPARO
  • Previous Owner : CAMPBELL PATRICK
  • Owner Before Previous Owner: MONTALBANO BUILDERS INC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: West Chicago School District 33
  • School Tax School District: WEST CHICAGO
  • Census Tract: 841605

Zoning

  • Zoning: R

Geography

  • Assessors Map Reference: 3080-C1
  • Parcel: 04-15-305-021
  • Lot: 5
  • Municipality: WINFIELD
  • Latitude: 41.8576
  • Longitude: -88.2034

    Address

  • Full Address: 140 Whispering Oaks Dr
  • Address - House Number: 140
  • Address - Street Name: Whispering Oaks
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: West Chicago
  • Carrier Code: R008
  • 4-Digit Zip Code: 2357
  • Zip Code: 60185

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $9,326
  • Tax Rate Code Area: 4010

    Appraisal Valuation

  • Standard Deviation: 0.207
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 72
  • Final Value: 436,285
  • High Value: 526,600
  • Low Value: 345,969

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $290,000
  • First Open Lien Mortgage Lender: AMERICAS WHOLESALE LENDER
  • First Open Lien Mortgage Recording Date: May 12, 2005
  • First Open Lien Mortgage Loan Amount: $290,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2035

    Market Valuation

  • Market Total Value: $313,950
  • Market Land Value: $86,640
  • Market Improvement Value: $227,310

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $104,650
  • Assessed Land Value: $28,880
  • Assessed Improvements Value: $75,770

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 29, 2005
  • Current Sale Recording Date: May 12, 2005
  • Current Sale Transaction ID: 1075397247
  • Current Sale Price: $362,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2005-097960
  • Previous Sale Recording Date: Aug 06, 1999
  • Previous Sale Contract Date: Jul 27, 1999
  • Previous Sale Amount: $232,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAS WHOLESALE LENDER
  • First Mortgage Transaction Date: May 12, 2005
  • First Mortgage Loan Amount: $290,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2035

    Previous Mortgages

  • Previous Mortgage Lender: MARKET STREET MTG CORP
  • Previous Mortgage Transaction Date: Aug 06, 1999
  • Previous Mortgage Loan Amount: $185,850
  • Previous Mortgage Term: 83
  • Previous Mortgage Loan Type: Balloon
  • Previous Mortgage Loan Due Date: Aug 01, 2006

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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 140 Whispering Oaks Drive located in?
The 140 Whispering Oaks Drive is a located in the neighborhood of Winfield in West Chicago, West Chicago.
What is the average sales price for listings in 140 Whispering Oaks Drive?
The average sales price for units in 140 Whispering Oaks Drive is $0 currently.

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