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14 Sumac Street

14 Sumac Street, Waterbury, CT 06704
Property in Waterbury
Sold Apr 21, 2021
$210,000
$202,991 by Homebridge Financial Services
Mortgage
Sold Dec 30, 2014
$89,900
$88,271 by Stonegate Mortgage Co
Mortgage Due Dec 30, 2044
14 Sumac Street has been categorized by the local assessors in Waterbury, CT as a residential type of property. The building on the property was first built in 1986 and is 38 years old. However, we must point out that the home was most recently renovated and altered in 1998. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 14 Sumac Street has 1,136 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 1,056 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 10,454 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a raised ranch style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage underground or in the basement for those who require parking. According to our sources, there are a total of 2 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The roof of the building is made of asphalt. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing electric heaters. The property was last sold in Apr 20, 2021 for $210,000. That's $184.86 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $89,900. 14 Sumac Street was last assessed in 2023. The total value of the property was assessed at $134,400. Specifically, the land the property is located on was valued at $13,230. While improvements on the property were assessed at a total of $121,170. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $7,283. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Garage Parking
Paved Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1986
  • Effective Year Built: 1998
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Raised Ranch
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 1,056
  • Garage Type: Underground/basement
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 10,454
  • Total Building Area: 1,136
  • Building Area: 1,136
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Electric
  • Heated Square Feet: 1,136
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : LOJA JOSE S
  • Current Owner 2: SACASARI MIRIAN O
  • Previous Owner : SOTO JOAQUIN
  • Owner Before Previous Owner: NEHEMIAH COMNTY REINVE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Waterbury School District
  • School Tax School District: WATERBURY SD
  • Census Tract: 351200

Zoning

  • Zoning: RL

Geography

  • Account Number: 23905600193
  • Parcel: WBRY M:0239 B:0560 L:0193
  • Block: 560
  • Lot: 193
  • Municipality: WATERBURY
  • Latitude: 41.5617
  • Longitude: -73.0214

    Address

  • Full Address: 14 Sumac St
  • Address - House Number: 14
  • Address - Street Name: Sumac
  • Address - Suffix Type: St
  • State: CT
  • City Name: Waterbury
  • Carrier Code: C043
  • 4-Digit Zip Code: 3828
  • Zip Code: 06704

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,283

    Appraisal Valuation

  • Standard Deviation: 0.2275
  • Valuation Date: Aug 23, 2023
  • Confidence Score: 68
  • Final Value: 238,437
  • High Value: 292,703
  • Low Value: 184,170

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $202,991
  • First Open Lien Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Open Lien Mortgage Recording Date: Apr 21, 2021
  • First Open Lien Mortgage Loan Amount: $202,991
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $134,400
  • Assessed Land Value: $13,230
  • Assessed Improvements Value: $121,170

    Sales

  • Current Sale Contract Date: Apr 20, 2021
  • Current Sale Recording Date: Apr 21, 2021
  • Current Sale Transaction ID: 11832827533
  • Current Sale Price: $210,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202104197
  • Previous Sale Recording Date: Dec 30, 2014
  • Previous Sale Amount: $89,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • First Mortgage Transaction Date: Apr 21, 2021
  • First Mortgage Loan Amount: $202,991
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: STONEGATE MORTGAGE CO
  • Previous Mortgage Transaction Date: Dec 30, 2014
  • Previous Mortgage Loan Amount: $88,271
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Dec 30, 2044

About Waterbury



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Frequently Asked Questions

What neighborhood is 14 Sumac Street located in?
The 14 Sumac Street is a located in the neighborhood of Waterbury in Waterbury, Waterbury.
What is the average sales price for listings in 14 Sumac Street?
The average sales price for units in 14 Sumac Street is $189,900 , or $167/sqft. currently.

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