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14 Patricia Court

14 Patricia Court, Gales Ferry, CT 06335
Property in Ledyard
Sold Dec 21, 2017
$192,000
Buyer
Seller
$186,240 by Chelsea Groton Bank
Mortgage Due Dec 21, 2047
Sold May 05, 2016
$95,000
$75,000 by Peoples United Bank
Mortgage Due May 05, 2046
Local assessors in Gales Ferry, CT have categorized 14 Patricia Court as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 16,117 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a raised ranch style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 14 Patricia Court has a total of 954 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 14 Patricia Court sold most recently in Jan 1, 1970 for a total of $192,000. If you work out the math, that's approximately a cost of $201.26 per sqft. Before that, the property was also sold for $95,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,667 in taxes each year. 14 Patricia Court was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $135,030. If we break it down further, the land itself was valued at $44,870. Improvements to the property, however, were assessed at a total of $90,160. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Raised Ranch
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 16,117
  • Total Building Area: 954
  • Gross Building Area: 2,066
  • Building Area: 954
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 954
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.37
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : RAMOS SARAH
  • Previous Owner : ROSE JULIA
  • Owner Before Previous Owner: HSBC BANK USA NA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ledyard School District
  • School Tax School District: LEDYARD SD
  • Census Tract: 701200

Zoning

  • Zoning: R40

Geography

  • Account Number: 136140
  • Parcel: LEDY M:106 B:1870 L:14
  • Block: 1870
  • Lot: 14
  • Municipality: LEDYARD
  • Latitude: 41.4148
  • Longitude: -72.0774

    Address

  • Full Address: 14 Patricia Ct
  • Address - House Number: 14
  • Address - Street Name: Patricia
  • Address - Suffix Type: Ct
  • State: CT
  • City Name: Gales Ferry
  • Carrier Code: R003
  • 4-Digit Zip Code: 1826
  • Zip Code: 06335

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,667

    Appraisal Valuation

  • Standard Deviation: 0.2492
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 64
  • Final Value: 301,325
  • High Value: 376,444
  • Low Value: 226,206

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $232,840
  • First Open Lien Mortgage Lender: CHELSEA GROTON BANK
  • First Open Lien Mortgage Recording Date: Dec 21, 2017
  • First Open Lien Mortgage Loan Amount: $186,240
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • First Open Lien Mortgage Loan Due Date: Dec 21, 2047
  • Second Open Lien Mortgage Lender: CT HOUSING FINANCE AUTHORITY
  • Second Open Lien Mortgage Recording Date: Dec 21, 2017
  • Second Open Lien Mortgage Loan Amount: $6,600
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second
  • Second Open Lien Mortgage Loan Due Date: Dec 01, 2047
  • Third Open Lien Mortgage Lender: CHARTER OAK FCU
  • Third Open Lien Mortgage Recording Date: Feb 27, 2024
  • Third Open Lien Mortgage Loan Amount: $40,000
  • Third Open Lien Mortgage Term: 180
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: 2nd Mortgage made to cover Down Payment
  • Third Open Lien Mortgage Loan Due Date: Mar 01, 2039

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $135,030
  • Assessed Land Value: $44,870
  • Assessed Improvements Value: $90,160

    Sales

  • Current Sale Recording Date: Dec 21, 2017
  • Current Sale Transaction ID: 11361195639
  • Current Sale Price: $192,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: May 05, 2016
  • Previous Sale Amount: $95,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CHELSEA GROTON BANK
  • First Mortgage Transaction Date: Dec 21, 2017
  • First Mortgage Loan Amount: $186,240
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Unknown (DEFAULT)
  • First Mortgage Loan Due Date: Dec 21, 2047

    Previous Mortgages

  • Previous Mortgage Lender: PEOPLES UNITED BANK
  • Previous Mortgage Transaction Date: May 05, 2016
  • Previous Mortgage Loan Amount: $75,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Unknown (DEFAULT)
  • Previous Mortgage Loan Due Date: May 05, 2046

About Gales Ferry



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Frequently Asked Questions

What neighborhood is 14 Patricia Court located in?
The 14 Patricia Court is a located in the neighborhood of Ledyard in Gales Ferry, Gales Ferry.
What is the average sales price for listings in 14 Patricia Court?
The average sales price for units in 14 Patricia Court is $0 currently.

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