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1395 Payne Avenue

1395 Payne Avenue, Saint Paul, MN 55130
Sold Oct 14, 2019
$139,900
$135,703 by Associated Bank Na
Mortgage Due Oct 01, 2049
Sold Sep 12, 2008
$68,600
1395 Payne Avenue has been categorized by the local assessors in Saint Paul, MN as a residential type of property. The building on the property was first built in 1929 and is 95 years old. However, we must point out that the home was most recently renovated and altered in 1956. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1395 Payne Avenue has 1,464 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,120 ft and across the front of the lot is 480 ft. The area measurement of the land has been determined as 5,227 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a bungalow style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C- by the local assessor. The exterior walls of the building are made of stucco. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1395 Payne Avenue sold most recently in Sep 10, 2019 for a total of $139,900. If you work out the math, that's approximately a cost of $95.56 per sqft. Before that, the property was also sold for $68,600 in Jul 28, 2008. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,728 in taxes each year. 1395 Payne Avenue was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $246,100. If we break it down further, the land itself was valued at $25,000. Improvements to the property, however, were assessed at a total of $221,100. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Stucco Exterior

Parking

Covered Parking
Open Parking

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1929
  • Effective Year Built: 1956
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C-
  • Building Style: Bungalow
  • Exterior Walls Type: Stucco
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 5,227
  • Lot Size Depth Feet: 1,120
  • Lot Size Frontage Feet: 480
  • Total Building Area: 1,464
  • Building Area: 1,464
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Central heating
  • Heated Square Feet: 1,464
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MANDEHRS ADDITION
  • Land Acres: 0.12
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 3 BLOCK 1 OF MANDEHRS ADDITION LOT 3 BLK 1

Ownership

  • Current Owner : YANG YONGSIA
  • Previous Owner : YANG THOMAS
  • Previous Owner 2: YANG MAI X
  • Owner Before Previous Owner: DEUTSCHE BANK NATIONAL TRUST CO
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Paul Public School District
  • School Tax School District: 625
  • Census Tract: 030602

Geography

  • Parcel: 20-29-22-42-0089
  • Block: 1
  • Lot: 3
  • Meridian: SEC 20 TWN 029 RNG 022
  • Municipality: ST PAUL
  • Latitude: 44.9832
  • Longitude: -93.0739

    Address

  • Full Address: 1395 Payne Ave
  • Address - House Number: 1395
  • Address - Street Name: Payne
  • Address - Suffix Type: Ave
  • State: MN
  • City Name: Saint Paul
  • Carrier Code: C025
  • 4-Digit Zip Code: 3433
  • Zip Code: 55130

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,728

    Appraisal Valuation

  • Standard Deviation: 0.1629
  • Valuation Date: Apr 12, 2023
  • Confidence Score: 79
  • Final Value: 242,760
  • High Value: 282,313
  • Low Value: 203,207

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $135,703
  • First Open Lien Mortgage Lender: ASSOCIATED BANK NA
  • First Open Lien Mortgage Recording Date: Oct 14, 2019
  • First Open Lien Mortgage Loan Amount: $135,703
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2049

    Market Valuation

  • Market Total Value: $246,100
  • Market Land Value: $25,000
  • Market Improvement Value: $221,100

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $246,100
  • Assessed Land Value: $25,000
  • Assessed Improvements Value: $221,100

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 10, 2019
  • Current Sale Recording Date: Oct 14, 2019
  • Current Sale Transaction ID: 11662229080
  • Current Sale Price: $139,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: T02650105
  • Previous Sale Recording Date: Sep 12, 2008
  • Previous Sale Contract Date: Jul 28, 2008
  • Previous Sale Amount: $68,600
  • Previous Sale Document Type: Foreclosure

    Last Sale Mortgage

  • First Mortgage Lender: ASSOCIATED BANK NA
  • First Mortgage Transaction Date: Oct 14, 2019
  • First Mortgage Loan Amount: $135,703
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2049

About Payne - Phalen



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$1,750 /mo

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  • 2 Baths
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Frequently Asked Questions

What neighborhood is 1395 Payne Avenue located in?
The 1395 Payne Avenue is a house located in the neighborhood of Payne - Phalen in Payne - Phalen, Saint Paul.
What is the average sales price for listings in 1395 Payne Avenue?
The average sales price for units in 1395 Payne Avenue is $139,900 , or $109/sqft. currently.

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