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1390 Finch Lane

1390 Finch Lane, Milford, OH 45150
House in Miami
Sold Oct 15, 2019
$212,500
$201,850 by Guardian Savings Bank Fsb
Mortgage Due Nov 01, 2049
Sold Jul 25, 2019
$172,500
Local assessors in Milford, OH have categorized 1390 Finch Lane as a residential type of property. The home was built in 1978 and is 46 years old. The property's lot size has been calculated to be 13,068 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 9 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1390 Finch Lane has a total of 1,915 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 500 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 225 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of wood were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's electric heaters is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1390 Finch Lane sold most recently in Oct 11, 2019 for a total of $212,500. If you work out the math, that's approximately a cost of $110.97 per sqft. Before that, the property was also sold for $172,500 in Jun 14, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $11,515 in taxes each year. 1390 Finch Lane was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $66,610. If we break it down further, the land itself was valued at $10,500. Improvements to the property, however, were assessed at a total of $56,110. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding

Driveway

Driveway

Parking

Attached Garage
On-Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1978
  • Effective Year Built: 1978
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 10
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Colonial
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 500
  • Garage Type: Garage
  • Garage Square Area: 225
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 13,068
  • Total Building Area: 1,915
  • Building Area: 1,915
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Electric
  • Heated Square Feet: 1,915
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HUNTERS RIDGE FARMS BLOCK A
  • Land Acres: 0.3
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: HUNTERS RIDGE FARMS BLOCK A; LOT 50

Ownership

  • Current Owner : BRUCE JONATHAN THOMAS
  • Current Owner 2: BRUCE ALISON FAYE
  • Previous Owner : DURBIN RUSSEL E
  • Previous Owner 2: DURBIN MARY L
  • Owner Before Previous Owner: GENTRY SHANNON PARISI
  • Owner Before Previous Owner 2: GENTRY DUSTIN M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Milford Exempted Village School District
  • Census Tract: 040702

Geography

  • Parcel: 18-24-02F-207
  • Block: A
  • Lot: 50
  • Municipality: MIAMI TWP
  • Latitude: 39.1872
  • Longitude: -84.2114

    Address

  • Full Address: 1390 Finch Ln
  • Address - House Number: 1390
  • Address - Street Name: Finch
  • Address - Suffix Type: Ln
  • State: OH
  • City Name: Milford
  • Carrier Code: C010
  • 4-Digit Zip Code: 2583
  • Zip Code: 45150

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $11,515
  • Tax Rate Code Area: 18

    Appraisal Valuation

  • Standard Deviation: 0.2068
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 72
  • Final Value: 306,880
  • High Value: 370,352
  • Low Value: 243,409

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $201,850
  • First Open Lien Mortgage Lender: GUARDIAN SAVINGS BANK FSB
  • First Open Lien Mortgage Recording Date: Oct 15, 2019
  • First Open Lien Mortgage Loan Amount: $201,850
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2049

    Market Valuation

  • Market Total Value: $190,300
  • Market Land Value: $30,000
  • Market Improvement Value: $160,300

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $66,610
  • Assessed Land Value: $10,500
  • Assessed Improvements Value: $56,110

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 11, 2019
  • Current Sale Recording Date: Oct 15, 2019
  • Current Sale Transaction ID: 11662109163
  • Current Sale Price: $212,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201900023433
  • Previous Sale Recording Date: Jul 25, 2019
  • Previous Sale Contract Date: Jun 14, 2019
  • Previous Sale Amount: $172,500
  • Previous Sale Document Type: Sheriff's Deed

    Last Sale Mortgage

  • First Mortgage Lender: GUARDIAN SAVINGS BANK FSB
  • First Mortgage Transaction Date: Oct 15, 2019
  • First Mortgage Loan Amount: $201,850
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2049

About Mount Repose



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Frequently Asked Questions

What neighborhood is 1390 Finch Lane located in?
The 1390 Finch Lane is a house located in the neighborhood of Miami in Mount Repose, Milford.
What is the average sales price for listings in 1390 Finch Lane?
The average sales price for units in 1390 Finch Lane is $0 currently.

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