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1345 Caminito Septimo

1345 Caminito Septimo, Cardiff By The Sea, CA 92007
Townhouse in Encinitas
Sold Oct 02, 2020
$712,500
$676,875 by Crosscountry Mortgage Llc
Mortgage Due Nov 01, 2050
Sold Jun 11, 2014
$485,000
$476,215 by American Preferred Lending
Mortgage Due Jul 01, 2044
Local assessors in Cardiff By The Sea, CA have categorized 1345 Caminito Septimo as a residential type of property. The home was built in 1991 and is 33 years old. The property's lot size has been calculated to be 935 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 1345 Caminito Septimo has a total of 1,258 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1345 Caminito Septimo sold most recently in Sep 3, 2020 for a total of $712,500. If you work out the math, that's approximately a cost of $566.38 per sqft. Before that, the property was also sold for $485,000 in May 19, 2014. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $8,541 in taxes each year. 1345 Caminito Septimo was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $741,283. If we break it down further, the land itself was valued at $500,872. Improvements to the property, however, were assessed at a total of $240,411. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Stucco Exterior
Wood Exterior

Parking

Assigned Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1991
  • Effective Year Built: 1991
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 935
  • Total Building Area: 1,258
  • Building Area: 1,258
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,258
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CARDIFF PROPERTIES
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 556 TR 007808

Ownership

  • Current Owner : MARTIN SIENA MARIE
  • Current Owner 2: VARGAS ANDREW
  • Previous Owner : FORTUNA MARK
  • Previous Owner 2: FORTUNA JESSILYN CARTER
  • Owner Before Previous Owner: BLEVINS KENNETH M
  • Owner Before Previous Owner 2: BLEVINS JUDITH M
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Cardiff Elementary School District
  • School Tax School District: ENCINITAS CITY
  • Census Tract: 017405

Zoning

  • Zoning: R11

Geography

  • Assessors Map Reference: 007808
  • Subdivision Tract Number: 007808
  • Parcel: 260-713-05-00
  • Lot: 556
  • Municipality: CITY OF ENCINITAS
  • Latitude: 33.0344
  • Longitude: -117.268

    Address

  • Full Address: 1345 Caminito Septimo
  • Address - House Number: 1345
  • Address - Street Name: Caminito Septimo
  • State: CA
  • City Name: Cardiff By The Sea
  • Carrier Code: C003
  • 4-Digit Zip Code: 1043
  • Zip Code: 92007

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $8,541
  • Tax Rate Code Area: 19-027

    Appraisal Valuation

  • Standard Deviation: 0.1585
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 80
  • Final Value: 1,099,816
  • High Value: 1,274,185
  • Low Value: 925,447

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $676,875
  • First Open Lien Mortgage Lender: CROSSCOUNTRY MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 02, 2020
  • First Open Lien Mortgage Loan Amount: $676,875
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $741,283
  • Assessed Land Value: $500,872
  • Assessed Improvements Value: $240,411

    Sales

  • Current Sale Contract Date: Sep 03, 2020
  • Current Sale Recording Date: Oct 02, 2020
  • Current Sale Transaction ID: 11789944278
  • Current Sale Price: $712,500
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2020-0595834
  • Previous Sale Recording Date: Jun 11, 2014
  • Previous Sale Contract Date: May 19, 2014
  • Previous Sale Amount: $485,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: CROSSCOUNTRY MORTGAGE LLC
  • First Mortgage Transaction Date: Oct 02, 2020
  • First Mortgage Loan Amount: $676,875
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAN PREFERRED LENDING
  • Previous Mortgage Transaction Date: Jun 11, 2014
  • Previous Mortgage Loan Amount: $476,215
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jul 01, 2044

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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 1345 Caminito Septimo located in?
The 1345 Caminito Septimo is a townhouse located in the neighborhood of Encinitas in Encinitas, Cardiff By The Sea.
What is the average sales price for listings in 1345 Caminito Septimo?
The average sales price for units in 1345 Caminito Septimo is $685,000 , or $545/sqft. currently.

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