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13249 Spence Road

13249 Spence Road, Three Rivers, MI 49093
Property in Fabius
Sold Dec 14, 2021
$250,000
$200,000 by Ruoff Mortgage Company Inc
Mortgage Due Jan 01, 2052
Sold Dec 10, 2019
$160,000
$144,000 by Amerifirst Financial Corp
Mortgage Due Jan 01, 2050
Local assessors in Three Rivers, MI have categorized 13249 Spence Road as a residential type of property. The home was built in 1950 and is 74 years old. The property's lot size has been calculated to be 13,939 square feet. The linear feet between the front and back of the lot was measured at 1,540 ft and the front of the lot was measured at 900 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 13249 Spence Road has a total of 1,248 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 416 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 13249 Spence Road sold most recently in Dec 14, 2021 for a total of $250,000. If you work out the math, that's approximately a cost of $200.32 per sqft. Before that, the property was also sold for $160,000 in Dec 9, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,012 in taxes each year. 13249 Spence Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $113,300. If we break it down further, the land itself was valued at $5,700. Improvements to the property, however, were assessed at a total of $107,600. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1950
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Style: Ranch/Rambler
  • Basement Type: Unspecified basement
  • Basement Area: 1,248
  • Garage Type: Garage
  • Garage Square Area: 416
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 13,939
  • Lot Size Depth Feet: 1,540
  • Lot Size Frontage Feet: 900
  • Total Building Area: 1,248
  • Building Area: 1,248
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,248
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SHADY POINT
  • Land Acres: 0.32
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 60 & ELY 1/2 OF LOT 59 SHADY POINT SUB SEC 10 T6S R12W. ALSO EASE OVER LOT 10 DESC L-439 P-994. (BDYCH G W/ 004-380-058-0

Ownership

  • Current Owner : RIVARD WILLIAM LACEL
  • Current Owner 2: RIVARD KENNETH
  • Previous Owner : MUSSER GREGORY H
  • Previous Owner 2: MUSSER JODI D
  • Owner Before Previous Owner: STREIPS KRISTA MARISANDA
  • Owner Before Previous Owner 2: STREIPS KRISJANS
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Life Estate

Neighborhood

  • School District Name: Three Rivers Community Schools
  • School Tax School District: THREE RIVERS
  • Census Tract: 041102

Zoning

  • Zoning: LR

Geography

  • District: 004
  • Parcel: 004-380-060-00
  • Lot: 59,60
  • Meridian: SEC 10 TWN 06S RNG 12W
  • Municipality: FABIUS TOWNSHIP
  • Latitude: 41.9553
  • Longitude: -85.6975

    Address

  • Full Address: 13249 Spence Rd
  • Address - House Number: 13249
  • Address - Street Name: Spence
  • Address - Suffix Type: Rd
  • State: MI
  • City Name: Three Rivers
  • Carrier Code: R001
  • 4-Digit Zip Code: 9707
  • Zip Code: 49093

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,012

    Appraisal Valuation

  • Standard Deviation: 0.2104
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 71
  • Final Value: 278,672
  • High Value: 337,321
  • Low Value: 220,022

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $200,000
  • First Open Lien Mortgage Lender: RUOFF MORTGAGE COMPANY INC
  • First Open Lien Mortgage Recording Date: Dec 14, 2021
  • First Open Lien Mortgage Loan Amount: $200,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2052

    Market Valuation

  • Market Total Value: $226,600
  • Market Land Value: $11,400
  • Market Improvement Value: $215,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $113,300
  • Assessed Land Value: $5,700
  • Assessed Improvements Value: $107,600

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Dec 14, 2021
  • Current Sale Recording Date: Dec 14, 2021
  • Current Sale Transaction ID: 11875463230
  • Current Sale Price: $250,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021012580
  • Previous Sale Recording Date: Dec 10, 2019
  • Previous Sale Contract Date: Dec 09, 2019
  • Previous Sale Amount: $160,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: RUOFF MORTGAGE COMPANY INC
  • First Mortgage Transaction Date: Dec 14, 2021
  • First Mortgage Loan Amount: $200,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: AMERIFIRST FINANCIAL CORP
  • Previous Mortgage Transaction Date: Dec 10, 2019
  • Previous Mortgage Loan Amount: $144,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2050

About St. Joseph



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Frequently Asked Questions

What neighborhood is 13249 Spence Road located in?
The 13249 Spence Road is a located in the neighborhood of Fabius in St. Joseph, Three Rivers.
What is the average sales price for listings in 13249 Spence Road?
The average sales price for units in 13249 Spence Road is $0 currently.

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