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1321 McKinley Avenue

1321 McKinley Avenue, South Bend, IN 46617
Property in Portage
Sold May 11, 2021
$225,000
$180,000 by Teachers Cu
Mortgage Due Jun 01, 2051
Sold Dec 20, 2017
$163,600
$130,853 by Ruoff Mortgage Co Inc
Mortgage
Local assessors in South Bend, IN have categorized 1321 McKinley Avenue as a residential type of property. The home was built in 1948 and is 76 years old. The property's lot size has been calculated to be 6,250 square feet. The linear feet between the front and back of the lot was measured at 1,250 ft and the front of the lot was measured at 500 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1321 McKinley Avenue has a total of 1,650 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 660 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 408 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. In addition, there is a above ground pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of asphalt. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1321 McKinley Avenue was last sold in May 4, 2021 for $225,000. According to our calculations, that's $113.64 per sqft. Prior to that sales transaction, the property was sold for $163,600 in Dec 15, 2017. Current property owners are expected to pay $1,675 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2021. The property on 1321 McKinley Avenue was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $194,100. To break that down further, the land itself was valued at $11,900. While improvements to the property were assessed at a total of $182,200. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1948
  • Effective Year Built: 1948
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 660
  • Garage Type: Detached
  • Garage Square Area: 408
  • Parking Space Count: 2
  • Pool Type: Above ground pool

    Dimensions

  • Lot Size Square Feet: 6,250
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,980
  • Gross Building Area: 1,980
  • Building Area: 1,650
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,650
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MADISON PARK
  • Land Acres: 0.144
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 5 MADISON PARK

Ownership

  • Current Owner : FOUST ERIC
  • Current Owner 2: FOUST JESSICA
  • Previous Owner : BAYNE KENDRA
  • Owner Before Previous Owner: ROZMARYNOWSKI BRYAN
  • Owner Before Previous Owner 2: ROZMARYNOWSKI CYNTHIA A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: South Bend Community School Corporation
  • Census Tract: 001200

Geography

  • Assessors Map Reference: 5246-E6
  • District: 0011
  • Parcel: 71-09-06-385-011.000-026
  • Lot: 5
  • Municipality: PORTAGE TOWNSHIP
  • Latitude: 41.6803
  • Longitude: -86.2291

    Address

  • Full Address: 1321 Mckinley Ave
  • Address - House Number: 1321
  • Address - Street Name: Mckinley
  • Address - Suffix Type: Ave
  • State: IN
  • City Name: South Bend
  • Carrier Code: C003
  • 4-Digit Zip Code: 2409
  • Zip Code: 46617

Valuation

    Tax

  • Total Area: 1,980
  • Tax Year: 2020
  • Tax Amount: $1,675
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 18

    Appraisal Valuation

  • Standard Deviation: 0.2398
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 66
  • Final Value: 283,076
  • High Value: 350,978
  • Low Value: 215,174

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $180,000
  • First Open Lien Mortgage Lender: TEACHERS CU
  • First Open Lien Mortgage Recording Date: May 11, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $180,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Market Valuation

  • Market Total Value: $194,100
  • Market Land Value: $11,900
  • Market Improvement Value: $182,200

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $194,100
  • Assessed Land Value: $11,900
  • Assessed Improvements Value: $182,200

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 04, 2021
  • Current Sale Recording Date: May 11, 2021
  • Current Sale Transaction ID: 11836582456
  • Current Sale Price: $225,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2115433
  • Previous Sale Recording Date: Dec 20, 2017
  • Previous Sale Contract Date: Dec 15, 2017
  • Previous Sale Amount: $163,600
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: TEACHERS CU
  • First Mortgage Transaction Date: May 11, 2021
  • First Mortgage Loan Amount: $180,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: RUOFF MORTGAGE CO INC
  • Previous Mortgage Transaction Date: Dec 20, 2017
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $130,853
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About South Bend



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Frequently Asked Questions

What neighborhood is 1321 McKinley Avenue located in?
The 1321 McKinley Avenue is a located in the neighborhood of Portage in South Bend, South Bend.
What is the average sales price for listings in 1321 McKinley Avenue?
The average sales price for units in 1321 McKinley Avenue is $0 currently.

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