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132 Cochran Street

132 Cochran Street, Chicopee, MA 01020
Property in Chicopee
Sold Nov 23, 2021
$255,000
$191,250 by United Wholesale Mortgage
Mortgage Due Nov 23, 2051
Sold Jun 17, 2008
$67,200
$128,600 by National City Mtg Co
Mortgage
Local assessors in Chicopee, MA have categorized 132 Cochran Street as a residential type of property. The home was built in 1920 and is 104 years old. The property's lot size has been calculated to be 9,962 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a style that we are currently unable to determine. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 10 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 132 Cochran Street has a total of 1,995 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,011 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 132 Cochran Street sold most recently in Nov 22, 2021 for a total of $255,000. If you work out the math, that's approximately a cost of $127.82 per sqft. Before that, the property was also sold for $67,200 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,829 in taxes each year. 132 Cochran Street was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $259,400. If we break it down further, the land itself was valued at $88,700. Improvements to the property, however, were assessed at a total of $170,700. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Off Street Parking
On-Street Parking
Tandem Parking

Condition

Level Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1920
  • Effective Year Built: 1920
  • Building Count: 1
  • Total Rooms: 10
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Style: Other
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 2
  • Basement Type: Full basement
  • Basement Area: 1,011
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,962
  • Total Building Area: 1,995
  • Gross Building Area: 4,062
  • Building Area: 1,995
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,995
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.229
  • Standard Land Use Code: Duplex (2 units, any combination)

Ownership

  • Current Owner : SANDERS JOANNE T
  • Current Owner 2: MACKENZIE TIMOTHY G
  • Previous Owner : COLE VINCENT J
  • Previous Owner 2: COLE BEATRICE R
  • Owner Before Previous Owner: GMAC MORTGAGE LLC

Neighborhood

  • School District Name: Chicopee School District
  • School Tax School District: CHICOPEE SD
  • Census Tract: 810700

Zoning

  • Zoning: 4

Geography

  • Account Number: 127-00050
  • Parcel: CHIC M:0127 P:00050
  • Municipality: CHICOPEE
  • Latitude: 42.1536
  • Longitude: -72.5759

    Address

  • Full Address: 132 Cochran St
  • Address - House Number: 132
  • Address - Street Name: Cochran
  • Address - Suffix Type: St
  • State: MA
  • City Name: Chicopee
  • Carrier Code: C026
  • 4-Digit Zip Code: 3439
  • Zip Code: 01020

Valuation

    Tax

  • Tax Year: 2024
  • Tax Amount: $3,829

    Appraisal Valuation

  • Standard Deviation: 0.2066
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 72
  • Final Value: 302,310
  • High Value: 364,771
  • Low Value: 239,849

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $191,250
  • First Open Lien Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Open Lien Mortgage Recording Date: Nov 23, 2021
  • First Open Lien Mortgage Loan Amount: $191,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Nov 23, 2051

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $259,400
  • Assessed Land Value: $88,700
  • Assessed Improvements Value: $170,700

    Sales

  • Current Sale Contract Date: Nov 22, 2021
  • Current Sale Recording Date: Nov 23, 2021
  • Current Sale Transaction ID: 11870322242
  • Current Sale Price: $255,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 83282
  • Previous Sale Recording Date: Jun 17, 2008
  • Previous Sale Amount: $67,200
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNITED WHOLESALE MORTGAGE
  • First Mortgage Transaction Date: Nov 23, 2021
  • First Mortgage Loan Amount: $191,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: NATIONAL CITY MTG CO
  • Previous Mortgage Transaction Date: Jun 17, 2008
  • Previous Mortgage Loan Amount: $128,600
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Chicopee



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Frequently Asked Questions

What neighborhood is 132 Cochran Street located in?
The 132 Cochran Street is a located in the neighborhood of Chicopee in Chicopee, Chicopee.
What is the average sales price for listings in 132 Cochran Street?
The average sales price for units in 132 Cochran Street is $0 currently.

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