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1315 Cypress Street

1315 Cypress Street, Louisville, KY 40211
Property in Parkland
Sold Mar 22, 2022
$85,000
$92,250 by American Heritage Lending Llc
Mortgage Due Dec 01, 2052
Sold Apr 24, 2009
$94,000
$92,297 by Branch Banking And Trust Co
Mortgage Due May 01, 2039
1315 Cypress Street in Louisville, KY was first built in 1993 and is 31 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 1315 Cypress Street has 1,120 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 720 sqft and has been categorized as a full basement. The linear feet across the front of the lot is 500 ft and the linear feet between the front and back of the lot is 1,500. In total, the area measurement of the land is 7,492 square feet.

Learn more about the property and building on this page. There is a patio. The home has a gable style roof made of composition shingle. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of D+. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. The property was last sold in Mar 21, 2022 for $85,000. That's $75.89 per sqft. Prior to that sales transaction, the property was also sold in Apr 21, 2009 for $94,000. 1315 Cypress Street was last assessed in 2023. The total value of the property was assessed at $85,000. Specifically, the land the property is located on was valued at $2,500. While improvements on the property were assessed at a total of $82,500. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $1,141. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1993
  • Effective Year Built: 1993
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: D+
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Floor Cover: Covered
  • Basement Type: Full basement
  • Basement Area: 720
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 7,492
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,120
  • Building Area: 1,120
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,120
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: HOMESTEAD
  • Land Acres: 0.172
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 0.172 AC+-, E SIDE CYPRESS ST, 175 FT S OF DUMESNIL, 50 X 150

Ownership

  • Current Owner : ELLIOTT GROUP
  • Previous Owner : CRAYCROFT-OFFUT
  • Previous Owner 2: LELIGN
  • Owner Before Previous Owner: CRAYCROFT VICKIE C
  • Ownership Rights Codes: Estate
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 001500

Zoning

  • Zoning: R6-RESIDEN

Geography

  • Account Number: 00085849
  • District: 100023
  • Parcel: 06048E01350000
  • Municipality: LOUISVILLE
  • Latitude: 38.2359
  • Longitude: -85.7976

    Address

  • Full Address: 1315 Cypress St
  • Address - House Number: 1315
  • Address - Street Name: Cypress
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C067
  • 4-Digit Zip Code: 1732
  • Zip Code: 40211

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,141
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.4423
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 11
  • Final Value: 666,606
  • High Value: 961,452
  • Low Value: 371,759

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $92,250
  • First Open Lien Mortgage Lender: AMERICAN HERITAGE LENDING LLC
  • First Open Lien Mortgage Recording Date: Nov 08, 2022
  • First Open Lien Mortgage Loan Amount: $92,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2052

    Market Valuation

  • Market Total Value: $85,000
  • Market Land Value: $2,500
  • Market Improvement Value: $82,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $85,000
  • Assessed Land Value: $2,500
  • Assessed Improvements Value: $82,500

    Sales

  • Current Sale Contract Date: Mar 21, 2022
  • Current Sale Recording Date: Mar 22, 2022
  • Current Sale Transaction ID: 11884161096
  • Current Sale Price: $85,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 66050
  • Previous Sale Recording Date: Apr 24, 2009
  • Previous Sale Contract Date: Apr 21, 2009
  • Previous Sale Amount: $94,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MM LENDING LLC
  • First Mortgage Transaction Date: Mar 22, 2022
  • First Mortgage Loan Amount: $88,906
  • First Mortgage Terms: 12
  • First Mortgage Loan Type: Building or Construction Loan
  • First Mortgage Loan Due Date: Mar 21, 2023

    Previous Mortgages

  • Previous Mortgage Lender: BRANCH BANKING AND TRUST CO
  • Previous Mortgage Transaction Date: Apr 24, 2009
  • Previous Mortgage Loan Amount: $92,297
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2039

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Frequently Asked Questions

What neighborhood is 1315 Cypress Street located in?
The 1315 Cypress Street is a located in the neighborhood of Parkland in Central Louisville, Louisville.
What is the average sales price for listings in 1315 Cypress Street?
The average sales price for units in 1315 Cypress Street is $0 currently.

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