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13142 Silver Saddle Lane

13142 Silver Saddle Lane, Poway, CA 92064
House in Poway
Sold Dec 14, 2018
$1,050,000
$250,000 by Wheelhouse Credit Union
Mortgage Due Nov 15, 2052
Local assessors in Poway, CA have categorized 13142 Silver Saddle Lane as a residential type of property. The home was built in 1977 and is 47 years old. It was most recently renovated and altered in 2000. The property's lot size has been calculated to be 27,878 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 13142 Silver Saddle Lane has a total of 3,235 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. There are 3 available parking spaces so it's a great situation for those with more than one car. In addition, there is a pool on the property. Perfect for those who want to host pool parties over the summer. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 13142 Silver Saddle Lane sold most recently in Nov 1, 2018 for a total of $1,050,000. If you work out the math, that's approximately a cost of $324.57 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $13,963 in taxes each year. The initial year of tax delinquency occurred in 2019. 13142 Silver Saddle Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $1,239,136. If we break it down further, the land itself was valued at $589,709. Improvements to the property, however, were assessed at a total of $649,427. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1977
  • Effective Year Built: 2000
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 3
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 27,878
  • Total Building Area: 3,235
  • Building Area: 3,235
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 3,235
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SILVER SADDLE RANCH
  • Land Acres: 0.64
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 155 TR 007478

Ownership

  • Current Owner : WHISENANT THOMAS CRAIG
  • Current Owner 2: HAMMOND JENNIFER
  • Previous Owner : BROUN ANNA M
  • Previous Owner 2: BROUN FAMILY TRUST
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Poway Unified School District
  • School Tax School District: POWAY CITY OF
  • Census Tract: 017006

Zoning

  • Zoning: RR-C

Geography

  • Assessors Map Reference: 007478
  • Subdivision Tract Number: 007478
  • Parcel: 275-630-04-00
  • Lot: 155
  • Municipality: CITY OF POWAY
  • Latitude: 33.0087
  • Longitude: -117.046

    Address

  • Full Address: 13142 Silver Saddle Ln
  • Address - House Number: 13142
  • Address - Street Name: Silver Saddle
  • Address - Suffix Type: Ln
  • State: CA
  • City Name: Poway
  • Carrier Code: C002
  • 4-Digit Zip Code: 1924
  • Zip Code: 92064

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $13,963
  • Intital Tax Deliquent Year: 2019
  • Tax Rate Code Area: 17-042

    Appraisal Valuation

  • Standard Deviation: 0.1646
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 79
  • Final Value: 1,842,696
  • High Value: 2,146,152
  • Low Value: 1,539,241

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $250,000
  • First Open Lien Mortgage Lender: WHEELHOUSE CREDIT UNION
  • First Open Lien Mortgage Recording Date: Oct 14, 2022
  • First Open Lien Mortgage Loan Amount: $250,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • First Open Lien Mortgage Loan Due Date: Nov 15, 2052

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,239,136
  • Assessed Land Value: $589,709
  • Assessed Improvements Value: $649,427

    Sales

  • Current Sale Contract Date: Nov 01, 2018
  • Current Sale Recording Date: Dec 14, 2018
  • Current Sale Transaction ID: 11543298598
  • Current Sale Price: $1,050,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2018-0513688

    Last Sale Mortgage

  • First Mortgage Lender: CALIBER HOME LOANS INC
  • First Mortgage Transaction Date: Dec 14, 2018
  • First Mortgage Loan Amount: $650,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2049

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Frequently Asked Questions

What neighborhood is 13142 Silver Saddle Lane located in?
The 13142 Silver Saddle Lane is a house located in the neighborhood of Poway in Poway, Poway.
What is the average sales price for listings in 13142 Silver Saddle Lane?
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