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1304 Bluff Street

1304 Bluff Street, Delta, CO 81416
Property in Delta
Sold Jul 31, 2020
$199,900
$196,278 by Academy Mortgage Corp
Mortgage Due Aug 01, 2050
Sold Jan 07, 2005
$73,500
Local assessors in Delta, CO have categorized 1304 Bluff Street as a residential type of property. The home was built in 1946 and is 78 years old. It was most recently renovated and altered in 1979. The property's lot size has been calculated to be 6,534 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. If we look only at the heated or air conditioned part of the building, then 1304 Bluff Street has a total of 1,152 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable or hip style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on no air conditioning for their cooling system. The home's a wood burning heating system is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1304 Bluff Street sold most recently in Jul 31, 2020 for a total of $199,900. If you work out the math, that's approximately a cost of $173.52 per sqft. Before that, the property was also sold for $73,500 in Dec 27, 2004. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $831 in taxes each year. 1304 Bluff Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $13,058. If we break it down further, the land itself was valued at $2,613. Improvements to the property, however, were assessed at a total of $10,445. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. The process of purchasing a home may seem daunting and challenging for many first-time prospective homebuyers. No worries! We've broken down the overall homebuying process into detailed steps and have also included a breakdown on the general amount of time you'll need for each step you have to take. For example, most people don't know that the most important first step of any home buying process is to get pre-approved for a mortgage! With a few months of hard work, you will soon be the proud owner of your property and home.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1946
  • Effective Year Built: 1979
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: B
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Living Units: 1
  • Floor Cover: Floating floor/laminate
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,534
  • Total Building Area: 1,152
  • Building Area: 1,152
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Wood burning
  • Heated Square Feet: 1,152
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: MALLET EXPEDITED DE
  • Land Acres: 0.15
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1304 BLUFF ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: MALLET EXPEDITED DE BLOCK: 1 LOT: 30-32, SUBDIVISION: GARNET

Ownership

  • Current Owner : RIOS PAULETTE
  • Previous Owner : HANNING CHRISTOPHER J
  • Previous Owner 2: HANNING ANAEL REBEKAH
  • Owner Before Previous Owner: CITI TRUST BANK
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Delta County School District 50J
  • School Tax School District: DELTA
  • Census Tract: 964900

Geography

  • Account Number: R015568
  • District: DL
  • Parcel: 345724430001
  • Block: 1
  • Lot: 30-32
  • Municipality: DELTA
  • Latitude: 38.7298
  • Longitude: -108.065

    Address

  • Full Address: 1304 Bluff St
  • Address - House Number: 1304
  • Address - Street Name: Bluff
  • Address - Suffix Type: St
  • State: CO
  • City Name: Delta
  • Carrier Code: C002
  • 4-Digit Zip Code: 2137
  • Zip Code: 81416

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $831
  • Tax Rate Code Area: A--

    Appraisal Valuation

  • Standard Deviation: 0.2202
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 69
  • Final Value: 279,215
  • High Value: 340,721
  • Low Value: 217,708

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $204,129
  • First Open Lien Mortgage Lender: ACADEMY MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jul 31, 2020
  • First Open Lien Mortgage Loan Amount: $196,278
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050
  • Second Open Lien Mortgage Lender: COLORADO HOUSING & FINANCE AUT
  • Second Open Lien Mortgage Recording Date: Jul 31, 2020
  • Second Open Lien Mortgage Loan Amount: $7,851
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second
  • Second Open Lien Mortgage Loan Due Date: Jul 01, 2050

    Market Valuation

  • Market Total Value: $194,896
  • Market Land Value: $38,995
  • Market Improvement Value: $155,901

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $13,058
  • Assessed Land Value: $2,613
  • Assessed Improvements Value: $10,445

    Sales

  • Current Sale Contract Date: Jul 31, 2020
  • Current Sale Recording Date: Jul 31, 2020
  • Current Sale Transaction ID: 11783928751
  • Current Sale Price: $199,900
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 720713
  • Previous Sale Recording Date: Jan 07, 2005
  • Previous Sale Contract Date: Dec 27, 2004
  • Previous Sale Amount: $73,500
  • Previous Sale Document Type: Re-recorded Document

    Last Sale Mortgage

  • First Mortgage Lender: ACADEMY MORTGAGE CORP
  • First Mortgage Transaction Date: Jul 31, 2020
  • First Mortgage Loan Amount: $196,278
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2050

About Delta



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Frequently Asked Questions

What neighborhood is 1304 Bluff Street located in?
The 1304 Bluff Street is a located in the neighborhood of Delta in Delta, Delta.
What is the average sales price for listings in 1304 Bluff Street?
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