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130 Ray Avenue

130 Ray Avenue, Schenectady, NY 12304
Property in Schenectady
Sold Jan 18, 2012
$117,000
$113,644 by Homestead Funding Corp
Mortgage Due Feb 01, 2042
Sold Nov 19, 1999
$83,000
130 Ray Avenue in Schenectady, NY was first built in 1960 and is 64 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Cape Cod style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 130 Ray Avenue has 1,296 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 360 ft and the linear feet between the front and back of the lot is 1,270. In total, the area measurement of the land is 4,572 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a mixed used garage. The garage is 286 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a hot water heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 130 Ray Avenue sold most recently in Jan 7, 2012 for a total of $117,000. If you work out the math, that's approximately a cost of $90.28 per sqft. Before that, the property was also sold for $83,000 in Nov 3, 1999. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,300 in taxes each year. 130 Ray Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $116,700. If we break it down further, the land itself was valued at $17,500. Improvements to the property, however, were assessed at a total of $99,200. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Mixed use
  • Garage Square Area: 286
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 4,572
  • Lot Size Depth Feet: 1,270
  • Lot Size Frontage Feet: 360
  • Total Building Area: 1,296
  • Building Area: 1,296
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,296
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.105
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 269 PTS OF 1 1/2 WOOD & GARAGE

Ownership

  • Current Owner : TAYLOR AMANDA R
  • Previous Owner : REYNOLDS LINDA
  • Previous Owner 2: MATTEDI LINDA
  • Owner Before Previous Owner: KEARNS MARK E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Schenectady City School District
  • School Tax School District: SCHENECTADY
  • Census Tract: 020700

Zoning

  • Zoning: 02 - SINGL

Geography

  • District: 421500
  • Section: 50.78
  • Parcel: 421500 50.78-1-13.3
  • Block: 1
  • Lot: 13.003
  • Municipality: SCHENECTADY
  • Latitude: 42.7893
  • Longitude: -73.908

    Address

  • Full Address: 130 Ray Ave
  • Address - House Number: 130
  • Address - Street Name: Ray
  • Address - Suffix Type: Ave
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C017
  • 4-Digit Zip Code: 1432
  • Zip Code: 12304

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,300
  • Tax Rate Code Area: 421500

    Appraisal Valuation

  • Standard Deviation: 0.2347
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 67
  • Final Value: 210,604
  • High Value: 260,040
  • Low Value: 161,168

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $113,644
  • First Open Lien Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Open Lien Mortgage Recording Date: Jan 18, 2012
  • First Open Lien Mortgage Loan Amount: $113,644
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2042

    Market Valuation

  • Market Total Value: $147,722
  • Market Land Value: $22,152
  • Market Improvement Value: $125,570

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $116,700
  • Assessed Land Value: $17,500
  • Assessed Improvements Value: $99,200

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 07, 2012
  • Current Sale Recording Date: Jan 18, 2012
  • Current Sale Transaction ID: 1168855394
  • Current Sale Price: $117,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201202492
  • Previous Sale Recording Date: Nov 19, 1999
  • Previous Sale Contract Date: Nov 03, 1999
  • Previous Sale Amount: $83,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Mortgage Transaction Date: Jan 18, 2012
  • First Mortgage Loan Amount: $113,644
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2042

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Frequently Asked Questions

What neighborhood is 130 Ray Avenue located in?
The 130 Ray Avenue is a located in the neighborhood of Schenectady in Schenectady, Schenectady.
What is the average sales price for listings in 130 Ray Avenue?
The average sales price for units in 130 Ray Avenue is $0 currently.

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