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13 Waverly Circle

13 Waverly Circle, Watervliet, NY 12189
Property in Colonie
Sold Sep 01, 2022
$583,000
$553,850 by Capital Communications Fcu
Mortgage Due Aug 01, 2052
Sold Nov 07, 2016
$400,000
$300,000 by Capital Communications Fcu
Mortgage Due Nov 01, 2046
13 Waverly Circle in Watervliet, NY was first built in 2016 and is 8 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 13 Waverly Circle has 2,413 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 12,197 square feet.

Learn more about the property and building on this page. There is a covered porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 484 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Jul 21, 2022 for $583,000. That's $241.61 per sqft. Prior to that sales transaction, the property was also sold in Oct 27, 2016 for $400,000. 13 Waverly Circle was last assessed in 2023. The total value of the property was assessed at $250,900. Specifically, the land the property is located on was valued at $62,700. While improvements on the property were assessed at a total of $188,200. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $10,027. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Driveway

Driveway

Parking

Attached Garage
Open Parking
Paved Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2016
  • Effective Year Built: 2016
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 484
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 12,197
  • Total Building Area: 2,413
  • Building Area: 2,413
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,413
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: NORTH RIDGE HOLLOW
  • Land Acres: 0.28
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : MORGAN PHILLIP
  • Current Owner 2: MORGAN DEANNE
  • Previous Owner : LANG XUSEN
  • Owner Before Previous Owner: NORTH RIDGE HOLLOW LLC
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: North Colonie Central School District
  • School Tax School District: NORTH COLONIE
  • Census Tract: 013509

Zoning

  • Zoning: 04 - FARM

Geography

  • Account Number: 02000300070100000000
  • District: 012689
  • Section: 20.03
  • Parcel: 012689 20.3-7-10
  • Block: 7
  • Lot: 10.000
  • Municipality: COLONIE (TOV)
  • Latitude: 42.7505
  • Longitude: -73.7318

    Address

  • Full Address: 13 Waverly Cir
  • Address - House Number: 13
  • Address - Street Name: Waverly
  • Address - Suffix Type: Cir
  • State: NY
  • City Name: Watervliet
  • Carrier Code: C007
  • 4-Digit Zip Code: 1625
  • Zip Code: 12189

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $10,027
  • Tax Rate Code Area: 012605

    Appraisal Valuation

  • Standard Deviation: 0.2436
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 65
  • Final Value: 566,083
  • High Value: 703,991
  • Low Value: 428,176

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $553,850
  • First Open Lien Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • First Open Lien Mortgage Recording Date: Sep 01, 2022
  • First Open Lien Mortgage Loan Amount: $553,850
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2052

    Market Valuation

  • Market Total Value: $492,000
  • Market Land Value: $122,951
  • Market Improvement Value: $369,049

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $250,900
  • Assessed Land Value: $62,700
  • Assessed Improvements Value: $188,200

    Sales

  • Current Sale Contract Date: Jul 21, 2022
  • Current Sale Recording Date: Sep 01, 2022
  • Current Sale Transaction ID: 11896939952
  • Current Sale Price: $583,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20458
  • Previous Sale Recording Date: Nov 07, 2016
  • Previous Sale Contract Date: Oct 27, 2016
  • Previous Sale Amount: $400,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • First Mortgage Transaction Date: Sep 01, 2022
  • First Mortgage Loan Amount: $553,850
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: CAPITAL COMMUNICATIONS FCU
  • Previous Mortgage Transaction Date: Nov 07, 2016
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $300,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Nov 01, 2046

About Albany



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1133 Loudon Road #203, Colonie, NY, 12047 Listing by Kelly L Sharifipour

Frequently Asked Questions

What neighborhood is 13 Waverly Circle located in?
The 13 Waverly Circle is a located in the neighborhood of Colonie in Albany, Watervliet.
What is the average sales price for listings in 13 Waverly Circle?
The average sales price for units in 13 Waverly Circle is $0 currently.

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