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13 Silver Spruce Court

13 Silver Spruce Court, Lake Forest, CA 92630
Sold May 15, 2020
$925,000
$832,400 by Schoolsfirst Fcu
Mortgage Due Jun 01, 2050
Sold Dec 20, 2012
$787,500
$417,000 by Nationstar Mortgage Llc
Mortgage Due Jan 01, 2043
Local assessors in Lake Forest, CA have categorized 13 Silver Spruce Court as a residential type of property. The home was built in 2012 and is 12 years old. The property's lot size has been calculated to be 3,877 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 13 Silver Spruce Court has a total of 2,836 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 421 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 13 Silver Spruce Court was last sold in Mar 24, 2020 for $925,000. According to our calculations, that's $326.16 per sqft. Prior to that sales transaction, the property was sold for $787,500 in Jul 9, 2012. Current property owners are expected to pay $10,104 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2022. The property on 13 Silver Spruce Court was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $972,339. To break that down further, the land itself was valued at $455,651. While improvements to the property were assessed at a total of $516,688. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2012
  • Effective Year Built: 2012
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 421
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 3,877
  • Total Building Area: 2,836
  • Building Area: 2,836
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,836
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: TRACT 17336
  • Land Acres: 0.089
  • Standard Land Use Code: Single family residential
  • Legal Description 1: N TR 17336 BLK LOT 15

Ownership

  • Current Owner : AGUILAR ANA
  • Previous Owner : MAY NEIL ANDREW
  • Previous Owner 2: THE NEIL ANDREW MAY LIVING TRU
  • Owner Before Previous Owner: KB HOME COASTAL INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Saddleback Valley Unified School District
  • Census Tract: 052423

Geography

  • Subdivision Tract Number: 17336
  • Parcel: 613-851-15
  • Lot: 15
  • Latitude: 33.6607
  • Longitude: -117.665

    Address

  • Full Address: 13 Silver Spruce Ct
  • Address - House Number: 13
  • Address - Street Name: Silver Spruce
  • Address - Suffix Type: Ct
  • State: CA
  • City Name: Lake Forest
  • Carrier Code: C048
  • 4-Digit Zip Code: 7236
  • Zip Code: 92630

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $10,104
  • Intital Tax Deliquent Year: 2022
  • Tax Rate Code Area: 30-018

    Appraisal Valuation

  • Standard Deviation: 0.1511
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 77
  • Final Value: 1,551,388
  • High Value: 1,825,931
  • Low Value: 1,276,844

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $832,400
  • First Open Lien Mortgage Lender: SCHOOLSFIRST FCU
  • First Open Lien Mortgage Recording Date: May 15, 2020
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $832,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2050

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $972,339
  • Assessed Land Value: $455,651
  • Assessed Improvements Value: $516,688

    Sales

  • Current Sale Contract Date: Mar 24, 2020
  • Current Sale Recording Date: May 15, 2020
  • Current Sale Transaction ID: 11761214108
  • Current Sale Price: $925,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2020000221015
  • Previous Sale Recording Date: Dec 20, 2012
  • Previous Sale Contract Date: Jul 09, 2012
  • Previous Sale Amount: $787,500
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: SCHOOLSFIRST FCU
  • First Mortgage Transaction Date: May 15, 2020
  • First Mortgage Loan Amount: $832,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2050

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: NATIONSTAR MORTGAGE LLC
  • Previous Mortgage Transaction Date: Dec 20, 2012
  • Previous Mortgage Loan Amount: $417,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2043

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Frequently Asked Questions

What neighborhood is 13 Silver Spruce Court located in?
The 13 Silver Spruce Court is a located in the neighborhood of Rancho de los Alisos in Rancho de los Alisos, Lake Forest.
What is the average sales price for listings in 13 Silver Spruce Court?
The average sales price for units in 13 Silver Spruce Court is $0 currently.

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