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1281 Sage Street

1281 Sage Street, Delta, CO 81416
Property in Delta
Sold Nov 04, 2021
$353,400
$360,072 by Cornerstone Home Lending Inc
Mortgage Due Dec 01, 2051
Sold Jun 08, 2020
$240,000
$245,520 by Umpqua Bank
Mortgage Due Jul 01, 2050
Local assessors in Delta, CO have categorized 1281 Sage Street as a residential type of property. The home was built in 1971 and is 53 years old. It was most recently renovated and altered in 1987. The property's lot size has been calculated to be 1,945 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a bi-level style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 1281 Sage Street has a total of 1,945 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable or hip style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a wood burning heating system is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1281 Sage Street was last sold in Nov 3, 2021 for $353,400. According to our calculations, that's $181.70 per sqft. Prior to that sales transaction, the property was sold for $240,000 in Jun 5, 2020. Current property owners are expected to pay $1,168 in taxes per year. The property on 1281 Sage Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $18,339. To break that down further, the land itself was valued at $2,789. While improvements to the property were assessed at a total of $15,550. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1971
  • Effective Year Built: 1987
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Quality: B
  • Construction Type: Frame
  • Building Style: Bi-level
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 1,945
  • Total Building Area: 1,945
  • Building Area: 1,945
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Wood burning
  • Heated Square Feet: 1,945
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: GARY GRESHAM SUBD DE
  • Land Acres: 0.045
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1281 SAGE ST DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: GARY GRESHAM SUBD DE LOT: 51 AND:- LOT: 52 UNIT: PT TOTAL AC

Ownership

  • Current Owner : TRUJILLO KAVAN
  • Current Owner 2: PUTNEY SHELLY
  • Previous Owner : BUFFINGTON NICHOLAS A
  • Previous Owner 2: BUFFINGTON RAYLEENA R
  • Owner Before Previous Owner: ANDERSON JEFFREY
  • Owner Before Previous Owner 2: ANDERSON TAMARA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Delta County School District 50J
  • School Tax School District: DELTA
  • Census Tract: 964900

Geography

  • Account Number: R012742
  • District: DL
  • Parcel: 345519406003
  • Lot: 51
  • Municipality: DELTA
  • Latitude: 38.7307
  • Longitude: -108.055

    Address

  • Full Address: 1281 Sage St
  • Address - House Number: 1281
  • Address - Street Name: Sage
  • Address - Suffix Type: St
  • State: CO
  • City Name: Delta
  • Carrier Code: C003
  • 4-Digit Zip Code: 2654
  • Zip Code: 81416

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,168
  • Tax Rate Code Area: A--

    Appraisal Valuation

  • Standard Deviation: 0.2268
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 68
  • Final Value: 369,712
  • High Value: 453,569
  • Low Value: 285,855

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $360,072
  • First Open Lien Mortgage Lender: CORNERSTONE HOME LENDING INC
  • First Open Lien Mortgage Recording Date: Nov 04, 2021
  • First Open Lien Mortgage Loan Amount: $360,072
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2051

    Market Valuation

  • Market Total Value: $273,725
  • Market Land Value: $41,634
  • Market Improvement Value: $232,091

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $18,339
  • Assessed Land Value: $2,789
  • Assessed Improvements Value: $15,550

    Sales

  • Current Sale Contract Date: Nov 03, 2021
  • Current Sale Recording Date: Nov 04, 2021
  • Current Sale Transaction ID: 11862183387
  • Current Sale Price: $353,400
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 734126
  • Previous Sale Recording Date: Jun 08, 2020
  • Previous Sale Contract Date: Jun 05, 2020
  • Previous Sale Amount: $240,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CORNERSTONE HOME LENDING INC
  • First Mortgage Transaction Date: Nov 04, 2021
  • First Mortgage Loan Amount: $360,072
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Dec 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: UMPQUA BANK
  • Previous Mortgage Transaction Date: Jun 08, 2020
  • Previous Mortgage Loan Amount: $245,520
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2050

About Delta



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Frequently Asked Questions

What neighborhood is 1281 Sage Street located in?
The 1281 Sage Street is a located in the neighborhood of Delta in Delta, Delta.
What is the average sales price for listings in 1281 Sage Street?
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