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128 South Bay Harbor Drive

128 South Bay Harbor Drive, Key Largo, FL 33037
Property in Upper Keys
Sold Jul 19, 2019
$415,000
$399,877 by Centerstate Bank Of Florida Na
Mortgage Due Aug 01, 2049
Sold Mar 22, 2000
$126,000
$100,800 by Embassy Mortgage Corp
Mortgage
128 South Bay Harbor Drive has been categorized by the local assessors in Key Largo, FL as a residential type of property. The building on the property was first built in 1958 and is 66 years old. However, we must point out that the home was most recently renovated and altered in 2008. The home has a total of 3 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 128 South Bay Harbor Drive has 1,864 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,000 ft and across the front of the lot is 500 ft. The area measurement of the land has been determined as 5,000 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. Residents will have the luxury of enjoying both a unknown and a unknown. Love to swim? You'll be excited to find out that there is a spa or hot tub but no pool on the property. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with concrete block control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable or hip style roof made of metal. The exterior walls of the building are made of concrete block. While the interior walls have been made of minimum/plywood materials. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. The property was last sold in Jul 18, 2019 for $415,000. That's $222.64 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $126,000. 128 South Bay Harbor Drive was last assessed in 2023. The total value of the property was assessed at $552,240. Specifically, the land the property is located on was valued at $296,800. While improvements on the property were assessed at a total of $255,440. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,021. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1958
  • Effective Year Built: 2008
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Concrete block
  • Exterior Walls Type: Concrete block
  • Interior Walls Type: Minimum/playwood materials
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 2
  • Living Units: 1
  • Floor Cover: Wood
  • Basement Type: Finished improved basement
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 0
  • Pool Type: Spa or hot tub (only)

    Dimensions

  • Lot Size Square Feet: 5,000
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,864
  • Gross Building Area: 1,864
  • Building Area: 1,864
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,864
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BAY HARBOR AMD
  • Land Acres: 0.115
  • Standard Land Use Code: Single family residential
  • Legal Description 1: BK 1 LT 47 AMENDED PLAT OF BAY HARBR KEY LARGO PB2-91 OR473-1012/1013 OR647-246D/C OR848-1331 OR848-1332 OR2054-28 OR2975-2302

Ownership

  • Current Owner : MATTOX KELLY ANNE
  • Current Owner 2: FORD MICHAEL JAMES
  • Previous Owner : DOMIANO THOMAS J
  • Previous Owner 2: DOMIANO FABIANA
  • Owner Before Previous Owner: PEASE MARY L
  • Owner Before Previous Owner 2: MACDONALD ROBERT J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Monroe County School District
  • Census Tract: 970600

Zoning

  • Zoning: IS

Geography

  • Assessors Map Reference: 22-13
  • Account Number: 1604607
  • Parcel: 00489560-000000
  • Block: 1
  • Lot: 47
  • Meridian: SEC 13 TWN 62S RNG 38E
  • Municipality: KEY LARGO FROM SOUTH BAY HARBO
  • Latitude: 25.0479
  • Longitude: -80.4905

    Address

  • Full Address: 128 S Bay Harbor Dr
  • Address - House Number: 128
  • Street Direction: S
  • Address - Street Name: Bay Harbor
  • Address - Suffix Type: Dr
  • State: FL
  • City Name: Key Largo
  • Carrier Code: R002
  • 4-Digit Zip Code: 2003
  • Zip Code: 33037

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,021
  • Tax Rate Code Area: 500K

    Appraisal Valuation

  • Standard Deviation: 0.2598
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 63
  • Final Value: 845,562
  • High Value: 1,065,262
  • Low Value: 625,862

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $498,532
  • First Open Lien Mortgage Lender: CENTERSTATE BANK OF FLORIDA NA
  • First Open Lien Mortgage Recording Date: Jul 19, 2019
  • First Open Lien Mortgage Loan Amount: $399,877
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2049
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Nov 03, 2022
  • Second Open Lien Mortgage Loan Amount: $98,655
  • Second Open Lien Mortgage Term: 479
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Nov 01, 2062

    Market Valuation

  • Market Total Value: $552,240
  • Market Land Value: $296,800
  • Market Improvement Value: $255,440

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $552,240
  • Assessed Land Value: $296,800
  • Assessed Improvements Value: $255,440

    Sales

  • Current Sale Contract Date: Jul 18, 2019
  • Current Sale Recording Date: Jul 19, 2019
  • Current Sale Transaction ID: 11631706456
  • Current Sale Price: $415,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2229341
  • Previous Sale Recording Date: Mar 22, 2000
  • Previous Sale Amount: $126,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CENTERSTATE BANK OF FLORIDA NA
  • First Mortgage Transaction Date: Jul 19, 2019
  • First Mortgage Loan Amount: $399,877
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: EMBASSY MORTGAGE CORP
  • Previous Mortgage Transaction Date: Mar 22, 2000
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $100,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Key Largo



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Frequently Asked Questions

What neighborhood is 128 South Bay Harbor Drive located in?
The 128 South Bay Harbor Drive is a located in the neighborhood of Upper Keys in Key Largo, Key Largo.
What is the average sales price for listings in 128 South Bay Harbor Drive?
The average sales price for units in 128 South Bay Harbor Drive is $0 currently.

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