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1272 Fern Avenue

1272 Fern Avenue, Harbor Springs, MI 49740
Sold Jul 18, 2019
$335,000
Buyer
$234,500 by Chemical Bank
Mortgage Due Aug 01, 2049
Sold Oct 01, 1981
Transfer
Buyer
Local assessors in Harbor Springs, MI have categorized 1272 Fern Avenue as a residential type of property. The property's lot size has been calculated to be 4,311 square feet.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1272 Fern Avenue sold most recently in Jul 16, 2019 for a total of $335,000. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,942 in taxes each year. 1272 Fern Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $209,700. If we break it down further, the land itself was valued at $209,700. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Detached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,311
  • Lot Size Frontage Feet: 0
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.099
  • Standard Land Use Code: Single family residential
  • Legal Description 1: RAMONA PARK, LOT 103. SECTION 17, T35N, R5W

Ownership

  • Current Owner : RAY AMY
  • Previous Owner : SEACORD SUZANNE J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Harbor Springs School District
  • School Tax School District: HARBOR SPRINGS
  • Census Tract: 970400

Zoning

  • Zoning: LTT RR

Geography

  • District: 8
  • Section: 17
  • Parcel: 08-16-17-401-013
  • Lot: 103
  • Meridian: SEC 17 TWN 35N RNG 05W
  • Municipality: LITTLE TRAVERSE TOWNSHIP
  • Latitude: 45.4262
  • Longitude: -84.9416

    Address

  • Full Address: 1272 Fern Ave
  • Address - House Number: 1272
  • Address - Street Name: Fern
  • Address - Suffix Type: Ave
  • State: MI
  • City Name: Harbor Springs
  • Carrier Code: R005
  • 4-Digit Zip Code: 9673
  • Zip Code: 49740

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,942
  • Tax Rate Code Area: 8

    Appraisal Valuation

  • Standard Deviation: 0.2287
  • Valuation Date: Jul 05, 2023
  • Confidence Score: 68
  • Final Value: 558,061
  • High Value: 685,706
  • Low Value: 430,415

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $461,500
  • First Open Lien Mortgage Lender: CHEMICAL BANK
  • First Open Lien Mortgage Recording Date: Jul 18, 2019
  • First Open Lien Mortgage Loan Amount: $234,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2049
  • Second Open Lien Mortgage Lender: MERCANTILE BANK OF MICHIGAN
  • Second Open Lien Mortgage Recording Date: Dec 07, 2021
  • Second Open Lien Mortgage Loan Amount: $227,000
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Jan 01, 2037

    Market Valuation

  • Market Total Value: $419,400
  • Market Land Value: $419,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $209,700
  • Assessed Land Value: $209,700

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 16, 2019
  • Current Sale Recording Date: Jul 18, 2019
  • Current Sale Transaction ID: 11628183398
  • Current Sale Price: $335,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 5166496
  • Previous Sale Recording Date: Oct 01, 1981
  • Previous Sale Contract Date: Oct 01, 1981
  • Previous Sale Document Type: Quit Claim Deed

    Last Sale Mortgage

  • First Mortgage Lender: CHEMICAL BANK
  • First Mortgage Transaction Date: Jul 18, 2019
  • First Mortgage Loan Amount: $234,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

About Emmet



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Nearby Rentals

Unit for rent at

$1,900 /mo

  • 1 Bed
  • 1 Bath

Frequently Asked Questions

What neighborhood is 1272 Fern Avenue located in?
The 1272 Fern Avenue is a house located in the neighborhood of Little Traverse in Emmet, Harbor Springs.
What is the average sales price for listings in 1272 Fern Avenue?
The average sales price for units in 1272 Fern Avenue is $369,000 , or $161/sqft. currently.

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