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12628 Charlotte Street

12628 Charlotte Street, Kansas City, MO 64146
Property in Mission Lake
Sold Jul 30, 2008
$196,900
$115,000 by Bank Of America Na
Mortgage Due Jun 01, 2043
Sold Nov 13, 2007
$209,500
$167,600 by Valley View State Bank
Mortgage
12628 Charlotte Street has been categorized by the local assessors in Kansas City, MO as a residential type of property. The building on the property was first built in 2009 and is 15 years old. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 12628 Charlotte Street has 1,286 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 4,383 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 440 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a unknown and a unknown. Moving on to the building itself. The condition of the building has been evaluated as excellent. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a hip style roof made of composition shingle. The exterior walls of the building are made of wood siding. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heat pump and being fueled with electricity. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 12628 Charlotte Street was last sold in Jul 28, 2008 for $196,900. According to our calculations, that's $66.30 per sqft. Prior to that sales transaction, the property was sold for $209,500 in Nov 7, 2007. Current property owners are expected to pay $5,073 in taxes per year. The property on 12628 Charlotte Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $49,210. To break that down further, the land itself was valued at $4,370. While improvements to the property were assessed at a total of $44,840. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2009
  • Effective Year Built: 2009
  • Building Count: 1
  • Total Rooms: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: Excellent
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Unspecified basement
  • Basement Area: 1,244
  • Garage Type: Attached
  • Garage Square Area: 440
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 4,383
  • Total Building Area: 2,970
  • Gross Building Area: 3,012
  • Building Area: 1,286
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 1,286
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SOMERSET GARDENS 2ND PLAT
  • Land Acres: 0.101
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: SOMERSET GARDENS-SECOND PLAT---ALL TH PT TRACT 16 DAF: BEG AT SE COR SD TR 16 TH N 85 DEG 26 MIN 47 N 85 DEG 26 MIN 47 SEC W ALG S ROW LI 56.87 TH S 04 DEG 23 MIN 06 SEC W 77 TO S LI TR 16 TH S 85 D

Ownership

  • Current Owner : CULVER KAREN L
  • Previous Owner : LANDROCK SIGNATURE HOMES LLC
  • Owner Before Previous Owner: ALTAMONT INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Grandview C-4 School District
  • Census Tract: 013418

Geography

  • Assessors Map Reference: 65-810
  • Account Number: 1744280
  • Subdivision Tract Number: 16
  • Parcel: 65-810-21-32-00-0-00-000
  • Municipality: KANSAS CITY
  • Latitude: 38.8969
  • Longitude: -94.584

    Address

  • Full Address: 12628 Charlotte St
  • Address - House Number: 12628
  • Address - Street Name: Charlotte
  • Address - Suffix Type: St
  • State: MO
  • City Name: Kansas City
  • Carrier Code: R061
  • 4-Digit Zip Code: 1300
  • Zip Code: 64146

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,073
  • Tax Rate Code Area: 025

    Appraisal Valuation

  • Standard Deviation: 0.2597
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 63
  • Final Value: 356,893
  • High Value: 449,590
  • Low Value: 264,197

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $272,520
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: May 21, 2013
  • First Open Lien Mortgage Loan Amount: $115,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2043
  • Second Open Lien Mortgage Lender: BANK OF AMERICA NA
  • Second Open Lien Mortgage Recording Date: Jul 30, 2008
  • Second Open Lien Mortgage Loan Amount: $157,520
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2038

    Market Valuation

  • Market Total Value: $259,000

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $49,210
  • Assessed Land Value: $4,370
  • Assessed Improvements Value: $44,840

    Sales

  • Current Sale Contract Date: Jul 28, 2008
  • Current Sale Recording Date: Jul 30, 2008
  • Current Sale Transaction ID: 1095838930
  • Current Sale Price: $196,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2008E0081144
  • Previous Sale Recording Date: Nov 13, 2007
  • Previous Sale Contract Date: Nov 07, 2007
  • Previous Sale Amount: $209,500
  • Previous Sale Document Type: Corporation Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Jul 30, 2008
  • First Mortgage Loan Amount: $157,520
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Aug 01, 2038

    Previous Mortgages

  • Previous Mortgage Lender: VALLEY VIEW STATE BANK
  • Previous Mortgage Transaction Date: Nov 13, 2007
  • Previous Mortgage Financing Type: Variable
  • Previous Mortgage Loan Amount: $167,600
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Building or Construction Loan

About Mission Lake



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Frequently Asked Questions

What neighborhood is 12628 Charlotte Street located in?
The 12628 Charlotte Street is a located in the neighborhood of Mission Lake in Mission Lake, Kansas City.
What is the average sales price for listings in 12628 Charlotte Street?
The average sales price for units in 12628 Charlotte Street is $0 currently.

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