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12619 Congregation Drive

12619 Congregation Drive, Charlotte, NC 28278
Sold Oct 21, 2021
$400,000
$320,000 by Sofi Lemging Corp
Mortgage Due Nov 01, 2051
Sold Jul 25, 2019
$285,000
$291,127 by Usaa Fsb
Mortgage Due Aug 01, 2049
12619 Congregation Drive in Charlotte, NC was first built in 2012 and is 12 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 12619 Congregation Drive has 2,128 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 9,540 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. For those who need parking, there is a garage. The garage is 420 sqft. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 12619 Congregation Drive sold most recently in Oct 20, 2021 for a total of $400,000. If you work out the math, that's approximately a cost of $187.97 per sqft. Before that, the property was also sold for $285,000 in Jul 20, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,465 in taxes each year. 12619 Congregation Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $401,400. If we break it down further, the land itself was valued at $80,000. Improvements to the property, however, were assessed at a total of $321,400. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Stone Exterior
Vinyl Siding

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2012
  • Effective Year Built: 2012
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Unknown
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 420
  • Parking Space Count: 0
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,540
  • Total Building Area: 2,128
  • Gross Building Area: 2,128
  • Building Area: 2,128
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,128
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ENCLAVE PH 01 MAP 02
  • Land Acres: 0.219
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L31 M52-45

Ownership

  • Current Owner : LOOMER GARRETT ROBERT
  • Current Owner 2: LOOMER STEPHANIE JEANETTE
  • Previous Owner : MCKOY BAILEY A
  • Previous Owner 2: MCKOY PORSHIA
  • Owner Before Previous Owner: KNOX JOHN W
  • Owner Before Previous Owner 2: KNOX BRITTANY D
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 005925

Zoning

  • Zoning: R-3

Geography

  • Assessors Map Reference: 219-12
  • District: 1
  • Parcel: 219-124-58
  • Block: 4
  • Lot: 31
  • Municipality: CHARLOTTE
  • Latitude: 35.0942
  • Longitude: -80.9971

    Address

  • Full Address: 12619 Congregation Dr
  • Address - House Number: 12619
  • Address - Street Name: Congregation
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Charlotte
  • Carrier Code: R216
  • 4-Digit Zip Code: 8164
  • Zip Code: 28278

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,465
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.1762
  • Valuation Date: Apr 26, 2023
  • Confidence Score: 77
  • Final Value: 432,192
  • High Value: 508,378
  • Low Value: 356,007

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $320,000
  • First Open Lien Mortgage Lender: SOFI LEMGING CORP
  • First Open Lien Mortgage Recording Date: Oct 21, 2021
  • First Open Lien Mortgage Loan Amount: $320,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $401,400
  • Market Land Value: $80,000
  • Market Improvement Value: $321,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $401,400
  • Assessed Land Value: $80,000
  • Assessed Improvements Value: $321,400

    Sales

  • Current Sale Contract Date: Oct 20, 2021
  • Current Sale Recording Date: Oct 21, 2021
  • Current Sale Transaction ID: 11869180474
  • Current Sale Price: $400,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021201043
  • Previous Sale Recording Date: Jul 25, 2019
  • Previous Sale Contract Date: Jul 20, 2019
  • Previous Sale Amount: $285,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: SOFI LEMGING CORP
  • First Mortgage Transaction Date: Oct 21, 2021
  • First Mortgage Loan Amount: $320,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: USAA FSB
  • Previous Mortgage Transaction Date: Jul 25, 2019
  • Previous Mortgage Loan Amount: $291,127
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Aug 01, 2049

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Frequently Asked Questions

What neighborhood is 12619 Congregation Drive located in?
The 12619 Congregation Drive is a house located in the neighborhood of Pleasant Hill Road in Pleasant Hill Road, Charlotte.
What is the average sales price for listings in 12619 Congregation Drive?
The average sales price for units in 12619 Congregation Drive is $0 currently.

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