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125 Union Mills Road

125 Union Mills Road, Galway, NY 12074
Property in Providence
Sold Jan 30, 2018
$78,000
$102,130 by American Financial Resources
Mortgage Due Jan 01, 2048
Sold Oct 05, 2017
$111,000
125 Union Mills Road in Galway, NY was first built in 1994 and is 30 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a prefab, modular style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 125 Union Mills Road has 1,248 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 502,247 square feet.

Learn more about the property and building on this page. There is a open porch. Water for the property is sourced from a well system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing electric heaters. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 125 Union Mills Road was last sold in Jan 3, 2018 for $78,000. According to our calculations, that's $62.50 per sqft. Prior to that sales transaction, the property was sold for $111,000 in Sep 28, 2017. Current property owners are expected to pay $1,942 in taxes per year. The property on 125 Union Mills Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $80,000. To break that down further, the land itself was valued at $34,100. While improvements to the property were assessed at a total of $45,900. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Prefab, Modular
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 502,247
  • Lot Size Frontage Feet: 4,000
  • Total Building Area: 1,248
  • Building Area: 1,248
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Electric
  • Heated Square Feet: 1,248
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 11.53
  • Standard Land Use Code: Mobile/manufactured home (regardless of land ownership)
  • Mobile Home Indicator: T

Ownership

  • Current Owner : EVERSON SCOTT A
  • Current Owner 2: CHENEY HEATHER
  • Previous Owner : CHAMPION MORTGAGE CO
  • Owner Before Previous Owner: FORTUNE TERRENCE
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: Galway Central School District
  • School Tax School District: GALWAY
  • Census Tract: 060506

Zoning

  • Zoning: CONF

Geography

  • Account Number: 5 J01331
  • District: 414800
  • Section: 158.00
  • Parcel: 414800 158.-1-43
  • Block: 1
  • Lot: 43.000
  • Municipality: PROVIDENCE
  • Latitude: 43.0905
  • Longitude: -74.1085

    Address

  • Full Address: 125 Union Mills Rd
  • Address - House Number: 125
  • Address - Street Name: Union Mills
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Galway
  • Carrier Code: R001
  • 4-Digit Zip Code: 3422
  • Zip Code: 12074

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,942
  • Tax Rate Code Area: 413201

    Appraisal Valuation

  • Standard Deviation: 0.1659
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 79
  • Final Value: 151,857
  • High Value: 177,053
  • Low Value: 126,662

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $102,130
  • First Open Lien Mortgage Lender: AMERICAN FINANCIAL RESOURCES
  • First Open Lien Mortgage Recording Date: Jan 30, 2018
  • First Open Lien Mortgage Loan Amount: $102,130
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2048

    Market Valuation

  • Market Total Value: $115,942
  • Market Land Value: $49,420
  • Market Improvement Value: $66,522

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $80,000
  • Assessed Land Value: $34,100
  • Assessed Improvements Value: $45,900

    Sales

  • Current Sale Contract Date: Jan 03, 2018
  • Current Sale Recording Date: Jan 30, 2018
  • Current Sale Transaction ID: 11404085117
  • Current Sale Price: $78,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 2018003123
  • Previous Sale Recording Date: Oct 05, 2017
  • Previous Sale Contract Date: Sep 28, 2017
  • Previous Sale Amount: $111,000
  • Previous Sale Document Type: Foreclosure

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN FINANCIAL RESOURCES
  • First Mortgage Transaction Date: Jan 30, 2018
  • First Mortgage Loan Amount: $102,130
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2048

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Frequently Asked Questions

What neighborhood is 125 Union Mills Road located in?
The 125 Union Mills Road is a located in the neighborhood of Providence in Saratoga, Galway.
What is the average sales price for listings in 125 Union Mills Road?
The average sales price for units in 125 Union Mills Road is $0 currently.

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