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12398 Detour Road

12398 Detour Road, Keymar, MD 21757
Property in Frederick
Sold Jun 29, 2018
$315,000
$391,737 by Amerisave Mortgage Corporation
Mortgage Due Dec 01, 2052
12398 Detour Road has been categorized by the local assessors in Keymar, MD as a residential type of property. The building on the property was first built in 1996 and is 28 years old. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 12398 Detour Road has 2,592 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 186,001 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The roof of the building is made of composition shingle. The exterior walls of the building are made of unknown. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. The building on the property is connected to a sewer system. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 12398 Detour Road was last sold in Jun 22, 2018 for $315,000. According to our calculations, that's $121.53 per sqft. Current property owners are expected to pay $4,571 in taxes per year. The property on 12398 Detour Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $377,400. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1996
  • Effective Year Built: 1996
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C+
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 186,001
  • Total Building Area: 2,592
  • Gross Building Area: 2,592
  • Building Area: 2,592
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,592
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SUNHAVEN
  • Land Acres: 4.27
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 3 SEC 2 4.2727 ACRES SUNHAVEN

Ownership

  • Current Owner : FINK KENNETH A
  • Current Owner 2: FINK TINA F
  • Previous Owner : WACHTER DUDROW BONNIE J
  • Previous Owner 2: WACHTER DONALD JAY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Frederick County Public Schools
  • Census Tract: 767600

Zoning

  • Zoning: A

Geography

  • Assessors Map Reference: 34 3 297
  • Account Number: 289355
  • District: 11
  • Section: 2
  • Parcel: 11-289355
  • Lot: 3
  • Latitude: 39.5733
  • Longitude: -77.2887

    Address

  • Full Address: 12398 Detour Rd
  • Address - House Number: 12398
  • Address - Street Name: Detour
  • Address - Suffix Type: Rd
  • State: MD
  • City Name: Keymar
  • Carrier Code: R572
  • 4-Digit Zip Code: 8824
  • Zip Code: 21757

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,571

    Appraisal Valuation

  • Standard Deviation: 0.1292
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 85
  • Final Value: 486,205
  • High Value: 549,035
  • Low Value: 423,374

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $391,737
  • First Open Lien Mortgage Lender: AMERISAVE MORTGAGE CORPORATION
  • First Open Lien Mortgage Recording Date: Nov 14, 2022
  • First Open Lien Mortgage Loan Amount: $391,737
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2052

    Market Valuation

  • Market Total Value: $432,200
  • Market Land Value: $132,800
  • Market Improvement Value: $299,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $377,400

    Sales

  • Current Sale Contract Date: Jun 22, 2018
  • Current Sale Recording Date: Jun 29, 2018
  • Current Sale Transaction ID: 11480521018
  • Current Sale Price: $315,000
  • Current Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: EMBRACE HOME LOANS INC
  • First Mortgage Transaction Date: Jun 29, 2018
  • First Mortgage Loan Amount: $342,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Building or Construction Loan
  • First Mortgage Loan Due Date: Jul 01, 2048

About Frederick



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Frequently Asked Questions

What neighborhood is 12398 Detour Road located in?
The 12398 Detour Road is a located in the neighborhood of Frederick in Frederick, Keymar.
What is the average sales price for listings in 12398 Detour Road?
The average sales price for units in 12398 Detour Road is $0 currently.

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