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12375 Gratiot Road

12375 Gratiot Road, Saginaw, MI 48609
Property in Thomas
Sold Nov 16, 2021
$126,000
$123,717 by Dort Financial Cu
Mortgage Due Oct 01, 2051
Sold May 07, 2012
$40,000
12375 Gratiot Road in Saginaw, MI was first built in 1990 and is 34 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a raised ranch style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 12375 Gratiot Road has 1,680 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,670 ft and the linear feet between the front and back of the lot is 1,550. In total, the area measurement of the land is 25,700 square feet.

Learn more about the property and building on this page. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The home has a gable style roof made of asphalt. The property is connected to a storm sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed in this manner. For those who need parking, there is a garage. The garage is 672 sqft. There are a total of 2 available parking spaces. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 12375 Gratiot Road sold most recently in Sep 29, 2021 for a total of $126,000. If you work out the math, that's approximately a cost of $75.00 per sqft. Before that, the property was also sold for $40,000 in Apr 30, 2012. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $467 in taxes each year. The initial year of tax delinquency occurred in 2020. 12375 Gratiot Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $43,400. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 1990
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Style: Raised Ranch
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 672
  • Parking Space Count: 2
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 25,700
  • Lot Size Depth Feet: 1,550
  • Lot Size Frontage Feet: 1,670
  • Total Building Area: 1,680
  • Building Area: 1,680
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,680
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Storm
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PINEVIEW SUBDIVISION
  • Land Acres: 0.59
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 7 PINEVIEW SUB-DIV SEC 30 T12N R3E

Ownership

  • Current Owner : RILEY JAMARR
  • Current Owner 2: RILEY TALEISHA
  • Previous Owner : HAMILTON DAVID A
  • Previous Owner 2: HAMILTON SHARLENE
  • Owner Before Previous Owner: SECRETARY OF HOUSING AND URBAN DEVELOPME
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hemlock Public School District
  • School Tax School District: 73210
  • Census Tract: 012003

Zoning

  • Zoning: R-1

Geography

  • District: 21
  • Parcel: 28-12-3-30-2207-000
  • Lot: 7
  • Meridian: SEC 30 TWN 12N RNG 03E
  • Municipality: THOMAS TWP
  • Latitude: 43.4163
  • Longitude: -84.1582

    Address

  • Full Address: 12375 Gratiot Rd
  • Legal Unit: 7
  • Address - House Number: 12375
  • Address - Street Name: Gratiot
  • Address - Suffix Type: Rd
  • State: MI
  • City Name: Saginaw
  • Carrier Code: R011
  • 4-Digit Zip Code: 9654
  • Zip Code: 48609

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $467
  • Intital Tax Deliquent Year: 2020
  • Tax Rate Code Area: 28

    Appraisal Valuation

  • Standard Deviation: 0.2766
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 60
  • Final Value: 147,284
  • High Value: 188,037
  • Low Value: 106,530

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $123,717
  • First Open Lien Mortgage Lender: DORT FINANCIAL CU
  • First Open Lien Mortgage Recording Date: Nov 16, 2021
  • First Open Lien Mortgage Loan Amount: $123,717
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $86,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $43,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 29, 2021
  • Current Sale Recording Date: Nov 16, 2021
  • Current Sale Transaction ID: 11866116551
  • Current Sale Price: $126,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021036371
  • Previous Sale Recording Date: May 07, 2012
  • Previous Sale Contract Date: Apr 30, 2012
  • Previous Sale Amount: $40,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: DORT FINANCIAL CU
  • First Mortgage Transaction Date: Nov 16, 2021
  • First Mortgage Loan Amount: $123,717
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2051

About Saginaw



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Frequently Asked Questions

What neighborhood is 12375 Gratiot Road located in?
The 12375 Gratiot Road is a located in the neighborhood of Thomas in Saginaw, Saginaw.
What is the average sales price for listings in 12375 Gratiot Road?
The average sales price for units in 12375 Gratiot Road is $0 currently.

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