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123 Whispering Oaks Drive

123 Whispering Oaks Drive, Saint Charles, MO 63304
Property in Saint Charles
Sold Aug 16, 2017
$143,772
Buyer
Seller
$143,772 by First State Bank Of St Charles
Mortgage Due Sep 01, 2047
Sold Sep 08, 2003
$125,000
$80,000 by New Frontier Bank
Mortgage
123 Whispering Oaks Drive in Saint Charles, MO was first built in 1982 and is 42 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 123 Whispering Oaks Drive has 1,104 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 700 ft and the linear feet between the front and back of the lot is 1,290. In total, the area measurement of the land is 9,030 square feet.

Learn more about the property and building on this page. There is a open porch and a screened patio. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The home has a gable style roof made of asphalt. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a attached garage. The garage is 400 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 123 Whispering Oaks Drive sold most recently in Aug 11, 2017 for a total of $143,772. If you work out the math, that's approximately a cost of $55.13 per sqft. Before that, the property was also sold for $125,000 in Aug 20, 2003. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,471 in taxes each year. 123 Whispering Oaks Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $49,387. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1982
  • Effective Year Built: 1982
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,104
  • Garage Type: Attached
  • Garage Square Area: 400
  • Parking Space Count: 2
  • Patio Type: Patio - screened
  • Porch Type: Open porch
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 9,030
  • Lot Size Depth Feet: 1,290
  • Lot Size Frontage Feet: 700
  • Total Building Area: 2,608
  • Gross Building Area: 2,608
  • Building Area: 1,104
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,104
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: MCCLAY FOREST
  • Land Acres: 0.207
  • Standard Land Use Code: Single family residential
  • Legal Description 1: MCCLAY FOREST LOT 30

Ownership

  • Current Owner : MURRAY JON R
  • Previous Owner : SWANSON W L
  • Owner Before Previous Owner: BLANKENSHIP GREG W
  • Owner Before Previous Owner 2: BLANKENSHIP KELLY L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Francis Howell R-III School District
  • School Tax School District: FRANCIS HOWELL
  • Census Tract: 311221

Zoning

  • Zoning: AF0

Geography

  • Account Number: 522240A019
  • District: 200
  • Parcel: 3-0115-5452-00-0030.0000000
  • Lot: 30
  • Municipality: UNINCORPORATED
  • Latitude: 38.7494
  • Longitude: -90.6074

    Address

  • Full Address: 123 Whispering Oaks Dr
  • Address - House Number: 123
  • Address - Street Name: Whispering Oaks
  • Address - Suffix Type: Dr
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: C048
  • 4-Digit Zip Code: 5592
  • Zip Code: 63304

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,471
  • Tax Rate Code Area: 3

    Appraisal Valuation

  • Standard Deviation: 0.1931
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 74
  • Final Value: 283,002
  • High Value: 337,655
  • Low Value: 228,350

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $143,772
  • First Open Lien Mortgage Lender: FIRST STATE BANK OF ST CHARLES
  • First Open Lien Mortgage Recording Date: Aug 16, 2017
  • First Open Lien Mortgage Loan Amount: $143,772
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2047

    Market Valuation

  • Market Total Value: $259,932
  • Market Improvement Value: $259,932

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $49,387

    Sales

  • Current Sale Contract Date: Aug 11, 2017
  • Current Sale Recording Date: Aug 16, 2017
  • Current Sale Transaction ID: 1735981029
  • Current Sale Price: $143,772
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20170816000515950
  • Previous Sale Recording Date: Sep 08, 2003
  • Previous Sale Contract Date: Aug 20, 2003
  • Previous Sale Amount: $125,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST STATE BANK OF ST CHARLES
  • First Mortgage Transaction Date: Aug 16, 2017
  • First Mortgage Loan Amount: $143,772
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: NEW FRONTIER BANK
  • Previous Mortgage Transaction Date: Sep 08, 2003
  • Previous Mortgage Financing Type: Variable
  • Previous Mortgage Loan Amount: $80,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

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Frequently Asked Questions

What neighborhood is 123 Whispering Oaks Drive located in?
The 123 Whispering Oaks Drive is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 123 Whispering Oaks Drive?
The average sales price for units in 123 Whispering Oaks Drive is $0 currently.

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