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123 North Cowley Road

123 North Cowley Road, Riverside, IL 60546
Property in Riverside
Sold Oct 22, 2020
$645,000
$510,400 by Crosscountry Mortgage Llc
Mortgage Due Oct 01, 2050
Sold May 27, 2009
$687,500
$417,000 by Us Bank Na
Mortgage Due Jun 01, 2039
Local assessors in Riverside, IL have categorized 123 North Cowley Road as a residential type of property. The home was built in 1925 and is 99 years old. The property's lot size has been calculated to be 16,904 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 123 North Cowley Road has a total of 2,701 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of tile. Lots of masonry were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a hot water heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 123 North Cowley Road sold most recently in Sep 5, 2020 for a total of $645,000. If you work out the math, that's approximately a cost of $238.80 per sqft. Before that, the property was also sold for $687,500 in May 14, 2009. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $17,567 in taxes each year. 123 North Cowley Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $64,500. If we break it down further, the land itself was valued at $16,904. Improvements to the property, however, were assessed at a total of $47,596. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1925
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Masonry
  • Building Style: Unknown
  • Exterior Walls Type: Masonry
  • Roof Cover Type: Tile
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 0
  • Garage Type: Detached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 16,904
  • Total Building Area: 2,701
  • Gross Building Area: 2,701
  • Building Area: 2,701
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 2,701
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: RIVERSIDE THIRD
  • Land Acres: 0.388
  • Standard Land Use Code: Single family residential
  • Legal Description 1: (RIVERSIDE)(THIRD) DIV IN SEC 25 & PT NW SEC36 & PT N E SEC36 NH SEC 25-39-12

Ownership

  • Current Owner : ROBLES RODOLFO
  • Current Owner 2: ROBLES IVELISSE
  • Previous Owner : LEI RICHARD YUANCHAO
  • Previous Owner 2: LEI RACHEL L
  • Owner Before Previous Owner: NEUMANN TODD
  • Owner Before Previous Owner 2: NEUMANN LYNETTE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Riverside Brookfield Township School District 208
  • Census Tract: 815702

Geography

  • District: 34
  • Parcel: 15-36-202-001-0000
  • Block: 20
  • Lot: 1003
  • Meridian: SEC 25 TWN 39N RNG 12E
  • Municipality: RIVERSIDE
  • Latitude: 41.8328
  • Longitude: -87.8124

    Address

  • Full Address: 123 N Cowley Rd
  • Address - House Number: 123
  • Street Direction: N
  • Address - Street Name: Cowley
  • Address - Suffix Type: Rd
  • State: IL
  • City Name: Riverside
  • Carrier Code: C004
  • 4-Digit Zip Code: 2075
  • Zip Code: 60546

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $17,567
  • Tax Rate Code Area: 34006

    Appraisal Valuation

  • Standard Deviation: 0.2271
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 68
  • Final Value: 711,470
  • High Value: 873,082
  • Low Value: 549,858

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $659,500
  • First Open Lien Mortgage Lender: CROSSCOUNTRY MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 22, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $510,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050
  • Second Open Lien Mortgage Lender: HUNTINGTON NATIONAL BANK
  • Second Open Lien Mortgage Recording Date: Oct 03, 2022
  • Second Open Lien Mortgage Loan Amount: $149,100
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Sep 09, 2052

    Market Valuation

  • Market Total Value: $645,000
  • Market Land Value: $169,040
  • Market Improvement Value: $475,960

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $64,500
  • Assessed Land Value: $16,904
  • Assessed Improvements Value: $47,596

    Sales

  • Current Sale Contract Date: Sep 05, 2020
  • Current Sale Recording Date: Oct 22, 2020
  • Current Sale Transaction ID: 11793826633
  • Current Sale Price: $645,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2029620266
  • Previous Sale Recording Date: May 27, 2009
  • Previous Sale Contract Date: May 14, 2009
  • Previous Sale Amount: $687,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CROSSCOUNTRY MORTGAGE LLC
  • First Mortgage Transaction Date: Oct 22, 2020
  • First Mortgage Loan Amount: $510,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2050

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: US BANK NA
  • Previous Mortgage Transaction Date: May 27, 2009
  • Previous Mortgage Loan Amount: $417,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Unknown (DEFAULT)
  • Previous Mortgage Loan Due Date: Jun 01, 2039

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Frequently Asked Questions

What neighborhood is 123 North Cowley Road located in?
The 123 North Cowley Road is a located in the neighborhood of Riverside in Riverside, Riverside.
What is the average sales price for listings in 123 North Cowley Road?
The average sales price for units in 123 North Cowley Road is $0 currently.

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