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12288 North Gipper Loop

12288 North Gipper Loop, Rathdrum, ID 83858
Property in Kootenai
Sold Jul 29, 2021
$424,500
$433,583 by Mountain West Bank
Mortgage Due Aug 01, 2051
Local assessors in Rathdrum, ID have categorized 12288 North Gipper Loop as a residential type of property. The home was built in 2020 and is 4 years old. The property's lot size has been calculated to be 10,193 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 12288 North Gipper Loop has a total of 1,833 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 813 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Residents rely on air conditioning for their cooling system. The home's a gas heating system is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 12288 North Gipper Loop was last sold in Jun 2, 2021 for $424,500. According to our calculations, that's $231.59 per sqft. Current property owners are expected to pay $2,014 in taxes per year. The property on 12288 North Gipper Loop was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $539,340. To break that down further, the land itself was valued at $175,000. While improvements to the property were assessed at a total of $364,340. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Stone Exterior

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2020
  • Effective Year Built: 2020
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Frame
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 813
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 10,193
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,833
  • Building Area: 1,833
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Gas
  • Heated Square Feet: 1,833
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BROOKSHIRE 1ST ADD
  • Land Acres: 0.234
  • Standard Land Use Code: Single family residential
  • Legal Description 1: BROOKSHIRE 1ST ADD, LT 1 BLOCK 10 0851N04W

Ownership

  • Current Owner : MOORE LLOYD E
  • Current Owner 2: MOORE CHRISTINA
  • Previous Owner : HAYDEN HOMES LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: Lakeland Joint School District 272
  • Census Tract: 000303

Geography

  • Account Number: 342266
  • Parcel: RL4680100010
  • Block: 10
  • Lot: 1
  • Meridian: SEC 08 TWN 51N RNG 04W
  • Latitude: 47.7827
  • Longitude: -116.864

    Address

  • Full Address: 12288 N Gipper Loop
  • Address - House Number: 12288
  • Street Direction: N
  • Address - Street Name: Gipper
  • Address - Suffix Type: Loop
  • State: ID
  • City Name: Rathdrum
  • Carrier Code: R010
  • 4-Digit Zip Code: 5506
  • Zip Code: 83858

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,014

    Appraisal Valuation

  • Standard Deviation: 0.2372
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 66
  • Final Value: 534,199
  • High Value: 660,932
  • Low Value: 407,466

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $433,583
  • First Open Lien Mortgage Lender: MOUNTAIN WEST BANK
  • First Open Lien Mortgage Recording Date: Jul 29, 2021
  • First Open Lien Mortgage Loan Amount: $433,583
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051

    Market Valuation

  • Market Total Value: $539,340
  • Market Land Value: $175,000
  • Market Improvement Value: $364,340

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $539,340
  • Assessed Land Value: $175,000
  • Assessed Improvements Value: $364,340

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 02, 2021
  • Current Sale Recording Date: Jul 29, 2021
  • Current Sale Transaction ID: 11846567131
  • Current Sale Price: $424,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2849485000

    Last Sale Mortgage

  • First Mortgage Lender: MOUNTAIN WEST BANK
  • First Mortgage Transaction Date: Jul 29, 2021
  • First Mortgage Loan Amount: $433,583
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Aug 01, 2051

About Kootenai



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Frequently Asked Questions

What neighborhood is 12288 North Gipper Loop located in?
The 12288 North Gipper Loop is a located in the neighborhood of Kootenai in Kootenai, Rathdrum.
What is the average sales price for listings in 12288 North Gipper Loop?
The average sales price for units in 12288 North Gipper Loop is $0 currently.

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