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1228 Clark Street

1228 Clark Street, Covington, KY 41011
House in Kenton
Sold Feb 04, 2019
$64,900
$63,723 by American Mortgage Service Co
Mortgage Due Feb 01, 2049
Sold Apr 19, 2016
$52,500
$51,548 by Southern Security Mortgage Co
Mortgage Due May 01, 2046
Local assessors in Covington, KY have categorized 1228 Clark Street as a residential type of property. The home was built in 1893 and is 131 years old. The property's lot size has been calculated to be 2,117 square feet. The linear feet between the front and back of the lot was measured at 730 ft and the front of the lot was measured at 290 ft. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 1228 Clark Street has a total of 828 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Moving onto specific details regarding the building. Our sources show that the building condition is fair. The building has a roof that is made of composition shingle. The home's a forced air unit is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 1228 Clark Street was last sold in Jan 31, 2019 for $64,900. According to our calculations, that's $78.38 per sqft. Prior to that sales transaction, the property was sold for $52,500 in Apr 15, 2016. Current property owners are expected to pay $1,080 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2021. The property on 1228 Clark Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $81,100. To break that down further, the land itself was valued at $5,000. While improvements to the property were assessed at a total of $76,100. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1893
  • Effective Year Built: 1893
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Fair
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 2,117
  • Lot Size Depth Feet: 730
  • Lot Size Frontage Feet: 290
  • Total Building Area: 828
  • Gross Building Area: 926
  • Building Area: 828
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 828
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: CLARKS LOT 31
  • Land Acres: 0.049
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CLARKS PT LOTS 20-21 29'X 73' N S CLARK 351' W HIGHWAY

Ownership

  • Current Owner : HESS MICHAEL KEITH
  • Previous Owner : JACOBS BRIANNA MICHELE
  • Owner Before Previous Owner: LANTRY RON
  • Owner Before Previous Owner 2: LANTRY JEROME B
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Covington Independent School District
  • School Tax School District: 01-COVINGTON SD
  • School Tax District Code 2: COVINGTON
  • Census Tract: 063800

Geography

  • District: 62
  • Parcel: 040-14-14-019.00
  • Lot: 20,21
  • Municipality: COVINGTON
  • Latitude: 39.0901
  • Longitude: -84.5337

    Address

  • Full Address: 1228 Clark St
  • Address - House Number: 1228
  • Address - Street Name: Clark
  • Address - Suffix Type: St
  • State: KY
  • City Name: Covington
  • Carrier Code: C019
  • 4-Digit Zip Code: 1014
  • Zip Code: 41011

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,080
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 1

    Appraisal Valuation

  • Standard Deviation: 0.1683
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 66
  • Final Value: 67,624
  • High Value: 79,008
  • Low Value: 56,239

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $68,123
  • First Open Lien Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • First Open Lien Mortgage Recording Date: Feb 04, 2019
  • First Open Lien Mortgage Loan Amount: $63,723
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2049
  • Second Open Lien Mortgage Lender: LEXINGTON-FAYETTE URBAN COUNTY
  • Second Open Lien Mortgage Recording Date: Feb 04, 2019
  • Second Open Lien Mortgage Loan Amount: $4,400
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Second Open Lien Mortgage Loan Due Date: Feb 01, 2029

    Market Valuation

  • Market Total Value: $81,100
  • Market Land Value: $5,000
  • Market Improvement Value: $76,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $81,100
  • Assessed Land Value: $5,000
  • Assessed Improvements Value: $76,100

    Sales

  • Current Sale Contract Date: Jan 31, 2019
  • Current Sale Recording Date: Feb 04, 2019
  • Current Sale Transaction ID: 11568920617
  • Current Sale Price: $64,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 19 02 04 059 00098
  • Previous Sale Recording Date: Apr 19, 2016
  • Previous Sale Contract Date: Apr 15, 2016
  • Previous Sale Amount: $52,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN MORTGAGE SERVICE CO
  • First Mortgage Transaction Date: Feb 04, 2019
  • First Mortgage Loan Amount: $63,723
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: SOUTHERN SECURITY MORTGAGE CO
  • Previous Mortgage Transaction Date: Apr 19, 2016
  • Previous Mortgage Loan Amount: $51,548
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2046

About Covington



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Frequently Asked Questions

What neighborhood is 1228 Clark Street located in?
The 1228 Clark Street is a house located in the neighborhood of Kenton in Covington, Covington.
What is the average sales price for listings in 1228 Clark Street?
The average sales price for units in 1228 Clark Street is $0 currently.

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