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121 Harbor Beach Court

121 Harbor Beach Court, Santa Cruz, CA 95062
Property in Santa Cruz
Sold Sep 16, 2022
$1,775,000
$1,420,000 by Luther Burbank Savings
Mortgage Due Oct 01, 2052
Sold Feb 21, 2019
$1,300,000
$1,040,000 by Bank America Fsb
Mortgage Due Mar 01, 2049
Local assessors in Santa Cruz, CA have categorized 121 Harbor Beach Court as a residential type of property. The home was built in 2005 and is 19 years old. The property's lot size has been calculated to be 6,011 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 121 Harbor Beach Court has a total of 2,194 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 507 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a roof that is made of tile. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Sep 8, 2022 for $1,775,000. That's $657.16 per sqft. Prior to that sales transaction, the property was also sold in Feb 14, 2019 for $1,300,000. 121 Harbor Beach Court was last assessed in 2022. The total value of the property was assessed at $1,366,532. Specifically, the land the property is located on was valued at $819,919. While improvements on the property were assessed at a total of $546,613. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $21,376. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Good
  • Building Quality: B
  • Construction Type: Wood
  • Roof Cover Type: Tile
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 507
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,011
  • Total Building Area: 2,701
  • Gross Building Area: 2,701
  • Building Area: 2,194
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,194
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: 1424 HARBOR BEACH HOMES
  • Land Acres: 0.138
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Water rights (misc.)

Ownership

  • Current Owner : SMALLEY LOGAN SYMAN
  • Current Owner 2: KENT STEPHANIE MARIE
  • Previous Owner : GERADE AND POWELL TRUST
  • Owner Before Previous Owner: CHI DAY HYUN
  • Owner Before Previous Owner 2: CHI SOON O
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Community Property

Neighborhood

  • School District Name: Live Oak Elementary School District
  • Census Tract: 121501

Zoning

  • Zoning: RM-6-D

Geography

  • Assessors Map Reference: MAP: 027/451
  • Parcel: 027-451-01-000
  • Lot: 1
  • Municipality: LIVE OAK
  • Latitude: 36.9689
  • Longitude: -121.998

    Address

  • Full Address: 121 Harbor Beach Ct
  • Address - House Number: 121
  • Address - Street Name: Harbor Beach
  • Address - Suffix Type: Ct
  • State: CA
  • City Name: Santa Cruz
  • Carrier Code: C006
  • 4-Digit Zip Code: 2723
  • Zip Code: 95062

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $21,376
  • Tax Rate Code Area: 82-040

    Appraisal Valuation

  • Standard Deviation: 0.2437
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 65
  • Final Value: 1,908,605
  • High Value: 2,373,880
  • Low Value: 1,443,329

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $1,508,750
  • First Open Lien Mortgage Lender: LUTHER BURBANK SAVINGS
  • First Open Lien Mortgage Recording Date: Sep 16, 2022
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $1,420,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2052
  • Second Open Lien Mortgage Recording Date: Sep 16, 2022
  • Second Open Lien Mortgage Loan Amount: $88,750
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Due Date: Oct 01, 2052

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $1,366,532
  • Assessed Land Value: $819,919
  • Assessed Improvements Value: $546,613

    Sales

  • Current Sale Contract Date: Sep 08, 2022
  • Current Sale Recording Date: Sep 16, 2022
  • Current Sale Transaction ID: 11896052193
  • Current Sale Price: $1,775,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 26009
  • Previous Sale Recording Date: Feb 21, 2019
  • Previous Sale Contract Date: Feb 14, 2019
  • Previous Sale Amount: $1,300,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: LUTHER BURBANK SAVINGS
  • First Mortgage Transaction Date: Sep 16, 2022
  • First Mortgage Loan Amount: $1,420,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2052
  • Second Mortgage Loan Amount: $88,750

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: BANK AMERICA FSB
  • Previous Mortgage Transaction Date: Feb 21, 2019
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $1,040,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Mar 01, 2049

About Twin Lakes



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Frequently Asked Questions

What neighborhood is 121 Harbor Beach Court located in?
The 121 Harbor Beach Court is a located in the neighborhood of Santa Cruz in Twin Lakes, Santa Cruz.
What is the average sales price for listings in 121 Harbor Beach Court?
The average sales price for units in 121 Harbor Beach Court is $0 currently.

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