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1209 Harvest Ridge Drive

1209 Harvest Ridge Drive, Saint Charles, MO 63303
Property in Saint Charles
Sold Mar 20, 2015
$149,900
$140,405 by Flat Branch Home Loans Inc
Mortgage Due Apr 01, 2030
Sold Jun 09, 2003
$107,500
$86,000 by Capitol Commerce Mtg Co
Mortgage Due Jun 01, 2018
1209 Harvest Ridge Drive has been categorized by the local assessors in Saint Charles, MO as a residential type of property. The building on the property was first built in 1994 and is 30 years old. The home has a total of 4 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. The building has a total of 2 stories. In addition, 1209 Harvest Ridge Drive has 1,383 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a partial basement that is 500 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 7,405 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a bi-level style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 525 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a gable style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 1209 Harvest Ridge Drive sold most recently in Mar 19, 2015 for a total of $149,900. If you work out the math, that's approximately a cost of $71.11 per sqft. Before that, the property was also sold for $107,500 in May 27, 2003. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,259 in taxes each year. 1209 Harvest Ridge Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $45,845. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Bi-level
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 500
  • Garage Type: Attached
  • Garage Square Area: 525
  • Parking Space Count: 2
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 7,405
  • Total Building Area: 2,108
  • Gross Building Area: 2,108
  • Building Area: 1,383
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,383
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: WOODLANDS PH1
  • Land Acres: 0.17
  • Standard Land Use Code: Single family residential
  • Legal Description 1: WOODLANDS PH1 LOT 3

Ownership

  • Current Owner : STEPHENSON JEFFREY B
  • Previous Owner : LIU CHENG YAN
  • Previous Owner 2: WANG JOHN T
  • Owner Before Previous Owner: HOTZ JOSHUA T
  • Owner Before Previous Owner 2: HOTZ MEGAN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Francis Howell R-III School District
  • School Tax School District: FRANCIS HOWELL
  • Census Tract: 311001

Geography

  • Account Number: A933000663
  • District: 206
  • Parcel: 3-0117-6919-00-0003.0000000
  • Lot: 3
  • Municipality: ST CHARLES
  • Latitude: 38.7529
  • Longitude: -90.5247

    Address

  • Full Address: 1209 Harvest Ridge Dr
  • Address - House Number: 1209
  • Address - Street Name: Harvest Ridge
  • Address - Suffix Type: Dr
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: C080
  • 4-Digit Zip Code: 5993
  • Zip Code: 63303

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,259
  • Tax Rate Code Area: 3

    Appraisal Valuation

  • Standard Deviation: 0.2016
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 72
  • Final Value: 281,296
  • High Value: 338,028
  • Low Value: 224,564

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $140,405
  • First Open Lien Mortgage Lender: FLAT BRANCH HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Mar 20, 2015
  • First Open Lien Mortgage Loan Amount: $140,405
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2030

    Market Valuation

  • Market Total Value: $241,290
  • Market Land Value: $50,000
  • Market Improvement Value: $191,290

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $45,845

    Sales

  • Current Sale Contract Date: Mar 19, 2015
  • Current Sale Recording Date: Mar 20, 2015
  • Current Sale Transaction ID: 1226400832
  • Current Sale Price: $149,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20150320000160980
  • Previous Sale Recording Date: Jun 09, 2003
  • Previous Sale Contract Date: May 27, 2003
  • Previous Sale Amount: $107,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FLAT BRANCH HOME LOANS INC
  • First Mortgage Transaction Date: Mar 20, 2015
  • First Mortgage Loan Amount: $140,405
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2030

    Previous Mortgages

  • Previous Mortgage Lender: CAPITOL COMMERCE MTG CO
  • Previous Mortgage Transaction Date: Jun 09, 2003
  • Previous Mortgage Loan Amount: $86,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jun 01, 2018

About Saint Charles



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Frequently Asked Questions

What neighborhood is 1209 Harvest Ridge Drive located in?
The 1209 Harvest Ridge Drive is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 1209 Harvest Ridge Drive?
The average sales price for units in 1209 Harvest Ridge Drive is $0 currently.

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