Check Availability

1205 Terry Circle

1205 Terry Circle, Albertville, AL 35951
Property in Marshall
Refi Oct 15, 2010
Transfer
$105,000 by One Reverse Mortgage Llc
Mortgage Due Dec 29, 2096
1205 Terry Circle has been categorized by the local assessors in Albertville, AL as a residential type of property. The building on the property was first built in 1983 and is 41 years old. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 1205 Terry Circle has 1,371 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,500 ft and across the front of the lot is 1,600 ft. The area measurement of the land has been determined as 10,000 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as poor. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with wood control joints. The building has a gable or hip style roof made of metal. The exterior walls of the building are made of brick. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. In terms of heating, it is utilizing a gravity heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Tax-wise, the current owner is expected to pay close to $892 in taxes each year. 1205 Terry Circle was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $19,180. If we break it down further, the land itself was valued at $1,400. Improvements to the property, however, were assessed at a total of $17,780. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1983
  • Effective Year Built: 1983
  • Total Rooms: 5
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Poor
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Metal
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 10,000
  • Lot Size Depth Feet: 2,500
  • Lot Size Frontage Feet: 1,600
  • Total Building Area: 1,371
  • Building Area: 1,371
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Gravity
  • Heated Square Feet: 1,371
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LAMB ADD
  • Land Acres: 0.23
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 18 BLK 1 LAMB ADD 11-9-93 1252/237

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Albertville City School District
  • Census Tract: 030903

Geography

  • Assessors Map Reference: MB4876; PG296
  • Account Number: 28557
  • District: DISTRICT 10
  • Parcel: 16-08-33-3-000-010.034
  • Block: 1
  • Lot: 18
  • Municipality: ALBERTVILLE
  • Latitude: 34.2903
  • Longitude: -86.2273

    Address

  • Full Address: 1205 Terry Cir
  • Address - House Number: 1205
  • Address - Street Name: Terry
  • Address - Suffix Type: Cir
  • State: AL
  • City Name: Albertville
  • Carrier Code: R009
  • 4-Digit Zip Code: 3319
  • Zip Code: 35951

Valuation

    Tax

  • Total Area: 1,426
  • Tax Year: 2023
  • Tax Amount: $892
  • Tax Rate Code Area: 10

    Appraisal Valuation

  • Standard Deviation: 0.4652
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 6
  • Final Value: 153,342
  • High Value: 224,685
  • Low Value: 81,998

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $105,000
  • First Open Lien Mortgage Lender: ONE REVERSE MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Oct 15, 2010
  • First Open Lien Mortgage Loan Amount: $105,000
  • First Open Lien Mortgage Term: 999
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Reverse Mortgage (Home Equity Conversion Mortgage)
  • First Open Lien Mortgage Loan Due Date: Dec 29, 2096

    Market Valuation

  • Market Total Value: $95,900
  • Market Land Value: $7,000
  • Market Improvement Value: $88,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $19,180
  • Assessed Land Value: $1,400
  • Assessed Improvements Value: $17,780

About Albertville



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 1205 Terry Circle located in?
The 1205 Terry Circle is a located in the neighborhood of Marshall in Albertville, Albertville.
What is the average sales price for listings in 1205 Terry Circle?
The average sales price for units in 1205 Terry Circle is $0 currently.

Quantcast